Protection Tips
This security feature requires a second code after entering your password.
What is two-factor authentication?
Devices placed on ATMs or gas pumps that steal card information.
What are skimmers?
The crime of stealing someone's personal information and pretending to be them.
What is identity theft?
This law protects consumers from unauthorized credit card charges.
What is the FCBA?
The first organization you should contact after discovering fraudulent charges.
What is your bank or credit card company?
You should regularly review these to catch suspicious charges.
What are bank or credit card statements?
Using stolen card information without permission is called this.
What is credit card fraud?
This government-issued number is one of the most valuable pieces of information for identity thieves.
What is a Social Security Number?
This law protects electronic banking transactions.
What is the EFTA?
This should be changed immediately after discovering identity theft.
What are your passwords?
This type of password is long, unique, and difficult to guess.
What is a strong password?
Hackers often use these fake messages pretending to be banks.
What are phishing emails or texts?
One warning sign is receiving bills for accounts you never ______.
What is opened?
This law allows consumers to dispute incorrect information on their credit reports.
What is the FCRA?
This report helps document identity theft and begin recovery.
What is an Identity Theft Report?
These four letters should appear at the beginning of secure websites.
What is HTTPS?
A company's customer data is stolen during one of these.
What is a data breach?
Criminals sometimes steal this from mailboxes to gain personal information.
What is mail?
This federal agency helps consumers report identity theft.
What is the FTC?
The three major organizations you should contact to monitor or freeze credit are called these.
What are credit bureaus?
This action prevents lenders from opening new credit accounts in your name.
What is a credit freeze?
This type of software secretly records information on a device.
What is malware?
Using manipulation and deception to trick people into giving information is called this.
What is social engineering?
Under the FCBA, a consumer's liability for unauthorized credit card charges is generally limited to this amount.
What is $50 or less?
Recovery from identity theft may take weeks or even this longer period of time.
What are months?