Rating Variable
Underwriting Manual
Who Is It?
Questions, Questions, Questions
100

Keeps me warm in the winter and cool in the summer

What is the heating type variable?

100

These indicate that a discount is now built into the premium.

What are checkmarks?

100

This person once sang with a band in a nightclub called the Opera House in downtown Toronto.

Who is Lisa?

100

Products that are effected by the September 15,2018 rating change.

What are Homeowners Plus (HOP), Homeowners Comp (HOC) and VIP Homeowners (HOV)?

200

Some people would prefer not to talk about this one.

What is the age of insured variable?

200

$200 and $300 deductibles.

What are deductible options that are no longer available on Homeowner products?

200
This person was once robbed by monkeys.

Who is Deb?

200

The type of hit to your personal credit when an insurance company pulls a credit report.

What is a soft hit?

300

Sometimes you will find this on a plaque or a corner stone.

What is the building age factor?

300

These are now rating variables and will no longer print on the declaration page.

What are surcharges?


300

DAILY DOUBLE!!!!!

The person only listens to club / rap music.  The more inappropriate the better!

Who is Deb?

300

This person will review questions regarding rate.

Who is Lisa Lee-Loy

500

Without this we wouldn't be so confident in our pricing?

What is the personal credit score factor?

500

These are gone for good.

What are homeowner rate pages?

WOO HOO!!!!!

500

This person is a big fan of the UFC.

Who is Lisa?

500

DAILY DOUBLE!!!!!!!!!

What three pieces of information should be reviewed to make sure we receive a score back from a personal credit score?

What are:

The insured's date of birth.

The correct spelling of the insured's name.

And the correct spelling of the insured's residential address?

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