Coverages
Facts
Example Situations
Random
100

What does liability coverage protect?

it protects you when you hurt some or cause with your car 

100

Why is auto insurance important?

It covers your expenses for vehicle damage and injuries of other drivers in case of an accident.

100

A large tree has hit your car and broke your windshield. What coverage covers this?

Collison and Comprehensive Coverage


100

Which 2 states do not require you to have auto insurance?

a) Washington and New Hampshire

b) New Hampshire and Virginia

c) Virginia and West Virginia 

b) New Hampshire and Virginia 

200

What is Uninsured/Underinsured coverage?

when the other person doesn't have car insurance
200

What 3 main things does auto insurance cover?

property, liability, and medical 

200

Your car is hit by a driver with no auto insurance. What type of coverage helps you?

Uninsured/Underinsured Coverage

200
True or False?


The higher the deductible you have, the more you will have to pay for insurance.

False. The higher deductible, the less you have to pay.

300

What is the purpose of personal injury protection?

to protect you and the people in your car 
300

How many states require auto insurance to be able to drive?

48 states

300

You forgot to open the garage door and back into it causing damage to your bumper. What coverage fixes your car?

Collision and Comprehensive Coverage

300

What auto insurance has the slogan "you're in good hands"?

Allstate auto insurance

400

What is collision and comprehensive coverage?

For when there is damage, theft, or vandalism to your car 

400

what is a deductible?

the amount of money you have to pay before the insurance company pays the rest

400

You hit a car and cause damage to the car. What type of coverage would you use in this situation?

Liability Coverage

400

What does GAP stand for?


a) Guaranteed Auto Protection

b) Granted Action Protection

c) Given Accident Protection

a) Guaranteed Auto Protection

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