General Insurance
Fire, lightning, explosion, windstorm or hail, smoke, aircraft or vehicles, riot or civil commotion, vandalism, sprinkler leakage, sinkhole collapse, and volcanic action.
What are the covered causes of loss in the Basic Form?
Coverage symbol for owned autos only
What is Symbol 2?
An adjustment to premium resulting in a discount or surcharge, based on the losses the insurer has experienced from that business.
What is an experience modifier?
The largest bone in the human body
What is the Femur?
Retail, office, service and restaurant
What are Farmers Target Markets?
The cause of loss that poses the greatest risk of a large or even total property loss.
What is fire loss?
The % discount applied to a Smart plan fleet policy when a customer has both a homeowners and a personal auto policy with Farmers.
What is 5%?
The four monopolistic states
What are North Dakota, Ohio, Washington and Wyoming?
The capital city of Peru
What is Lima?
The head of underwriting for Farmers business insurance
Who is John McGowan?
This coverage applies to "bodily injury", "property damage", "personal injury” or “advertising injury" arising out of the rendering of or failure to render professional services in con-nection with the operation of your business as a barber shop or beauty salon, including treatment, advice or instruction for the purpose of appear-ance or skin enhancement or personal grooming or therapy.
What is BARBERS AND BEAUTICIANS PROFESSIONAL LIABILITY?
Drivers with a major violation on their record receive this amount of points.
What is 3?
This coverage protects employers against liability claims by employees for occupational injures that are not covered by the states' workers compensation statute?
What is Employers Liability?
The NFL player who has scored the most touchdowns in history
Who is Jerry Rice?
A young star on the PGA TOUR and an ambassador for the youth movement of the game of golf that Farmers sponsors
Who is Rickie Fowler?
It waives the coinsurance penalty which would otherwise be assessed if, at the time of a loss, due to a covered cause, the building is valued at less than 80% of replacement cost value. (Available on Building Only.)
What is Agreed Value?
This coverage allows insured’s to recover damages from auto accidents from their own insurers rather than from another party’s insurer. Fault is not a consideration in the determination of whether coverage applies.
What is Personal Injury Protection (PIP)?
Recovery under the applicable workers compensation law against the employer is often referred to as this
What is employee’s exclusive remedy?
The product of the mass of a body and its linear velocity?
What is Momentum?
John C. Tyler and Thomas E. Leavey
Who are the two founders of Farmers insurance?
This website unlocks a wide range of employment practices liability resources to help businesses sort through employment issues and follow best practices in managing the risk.
What is Farmerskey.com?
This optional endorsement provides most common coverage extensions widely used in the Artisan Contractors industry: Blanket Additional Insured, Primary And Noncontributory coverage, and Blanket Waiver Of Subrogation.
What is Business Auto Extensions -Contractors?
This is "Part Four" of a Workers Compensation policy
What is Your Duties if Injury Occurs?
The first man to fly solo and non-stop across the Atlantic
Who is Charles Lindbergh?
Value the diversity and potential of every individual, Exceed our customers' expectations, Stand up for what is right
What are Farmers values?