Credit
APR stands for
Annual Percentage Rate
Gross Pay
W4
financial plan for a defined period, often one year
Budget
Dave Ramsey says you should never have a ________
Credit Card
3 Types of loans
Mortgage, personal loan, credit cards, secured, unsecured etc.
Total earnings after deductions have come out
Net Pay
A person who relies on you for financial support
Dependent
Expenses that stay the same from month to month
Fixed Expense
The most common length of a mortgage
The amount of money that is taken out for the loan is called......
Principal
Social Security deduction is what percentage of the earnings
6.2%
A form that your employer sends to you, that tells you the amount of wages and deductions you have had.
W2
Expenses that change from month to month
Variable expenses
Money that is made from working
Income
An asset that can be used to secure a loan
Collateral
True/False: Funding retirement accounts is not an example of a deduction
False
The date you must file your taxes by unless you file for an extension.
April 15
The percentage of money that should be assigned to your needs
50%
A fee charged if you try to take more money out of a checking account than is in there
Overdraft fee
Someone who helps someone secure a loan by signing for the loan.
The action of deducting or subtracting something
Deduction
Federal Insurance Contributions Act
Budget that assigns 100% of the money.
0 based budget
the job of supervising or taking care of something, such as an organization or property
Stewardship