Products
Amount minimum on secured or unsecured quick loan requests
What is $5k
Generally, the small business customer is described as having annual revenues at this amount or less
What is $1 Million
Panel on which to locate the application credit grade
What is BBU
SLA Processing time for an appeal once submitted
What is 48 hours
This 6 digit code describes the business' industry - located on the BDE panel
What is the NAICS code
Maximum exposure for all SBCG unsecured credit
What is $100k
All owners with this percentage ownership must be on application as guarantor
What is 20%
Location of communication/messages between underwriting and the field
What is NTE
Information not included on the credit bureaus or additional mitigating factors regarding a credit decision should be included on this form
What is the appeal form
Location of the most recently updated IRAM industry codes list
What is the Industries Requiring Additional Mitigation (IRAM) – NAICS Code List located at bottom of 504-1
Revolving line linked to business DDA
What is a Business Reserve Line
Maximum term for a $20k Unsecured Quick Loan
What is 36 months
Panel that shows the business' information (industry, EIN, etc)
What is BDE
This industry was recently excluded from the appeals request process
What is trucking
Without additional mitigating factors, these industries would require SBA guaranty
What is IRAM or "high risk" industries
Product for purchasing business automobile
What is an Auto QL
Maximum term for a GRADE A, $50k Auto Quick Loan
What is 84 months
Panel that shows the customer's information (home address, SSN etc)
What is ODE
One of 3 employees who have the authority to submit appeals including questions to the appeals inbox
Who is the District Manager, BBS Manager, or BBTM
Restaurants, car washes, convenience stores, and gas stations are all examples of this type of business
What is Cash-based business
A forklift would be considered securable collateral for which product?
What is an Equipment quick loan
Typical purpose used for the cash flow manager and GBA/unsecured quick loan products
What is working capital / M67
Panel that shows information related to the current and proposed interest rate
What is MBP
When acquiring proof of paid off/closed account on a charged off US Bank Credit card, this department at US bank would be the best resource to acquire proof
What is Cardmember Services
Policy requires this industry must operate multiple locations in multiple markets
What is Assisted Living Facilities ALF