Financial Smarts
This is the term for something you must have to live, like food or shelter.
What is a need?
Experts recommend that middle schoolers get this many hours of sleep every night for a healthy brain.
What is 8 to 10 hours?
This is the term for the ability to understand and share the feelings of someone else.
What is empathy?
Waiting until the very last minute to study for a test or complete a project is called what?
What is procrastination or cramming?
This is the emotion or feeling in your voice when you speak to someone.
What is your tone of voice?
This is money you earn from doing a job or chore.
What is income?
You should do this immediately after you spill a glass of juice on the kitchen floor.
What is wipe it up safely?
This is the term for the life skill of listening carefully and responding thoughtfully.
What is active listening?
If class starts at 8:00 AM and it takes you 15 minutes to walk there, this is the latest time you should leave your locker.
What is 7:45 AM?
This type of communication uses your body language, eye contact, and facial expressions.
What is nonverbal communication?
This is a portion of your money you put aside for future use or emergencies.
What is savings?
Why is eating breakfast important before school?
It gives you energy and helps you focus.
Instead of arguing, this is the process of solving a disagreement peacefully.
What is conflict resolution?
Instead of studying everything the night before, this strategy involves breaking your study time into shorter, regular chunks.
What is spaced practice (or studying in intervals)? Accept frequent breaks.
Someone is talking to you in a group. This is the respectful action you should do while they are speaking.
What is wait your turn and do not interrupt?
This is a written plan that helps you manage how much you spend and save.
What is a budget?
What number do you dial if you are facing a true medical or fire emergency?
What is 9-1-1?
You get a bad grade on a test, you got so frustrated and you feel like screaming. This is the skill of controlling your negative emotions.
What is self-regulation?
You are completely lost on a math assignment. What should you do?
What is ask the teacher for help or clarify the question?
If someone gives you constructive feedback, how should you react?
What is accept it gracefully and listen to the advice?
This type of account allows you to safely store your money and earn a little interest.
What is a savings account?
To stay fresh and clean, you should use this every single time you take a shower.
What is soap and water?
Why is it important to keep certain personal information private when meeting new people?
To stay safe and make sure everyone is comfortable.
Doing this simple task every night ensures you have your homework, pens, and materials ready for the next day.
What is packing/organizing your backpack?
The words and volume you use when talking to your friends should be different (appropriate language) than when you speak to whom?
To you adults, boss, parents (accept anyone older)