Checking
No min balance requirement ($1 to open), no monthly fee, statements are only available electronically and earns interest. Plus 4 free "foreign" ATM transactions per month and the first order of checks is free.
What are the benefits of echecking or ebusiness checking?
Min $25 to open with $4 monthly service fee if min. daily balance of $400 is not maintained. Statements only available electronically.
What is the e-savings or e-business savings?
Interest rate is variable, interest only payments required during the draw period, max borrowed amount based on LTV of appraised value (and ability to repay).
What is a Home Equity Line of Credit? (HELOC)
Assists business owners with obtaining credit/financing.
What is a Commercial Lender or business development officer? (Will also accept, Joe Bailey)
No guaranteed rate of return, potential to earn higher rate of return than FDIC insured deposits.
What is investment services?
No min balance, no monthly fee, earns higher interest on balances over $20,000.
What are the benefits of the Ultimate Checking?
$1 opening deposit with no min daily balance requirement. No fee if the primary owner must be under age 18.
what is the e-next generation/student savings?
Fixed rate, fixed term, max amount borrowed based on LTV of appraised value (and ability to repay).
What is a Home Equity Loan? (HELOAN)
Offers business owners remote deposit capture options, fraud protection with positive pay and specialized banking solutions.
What does Cash Management provide? (Will also accept name of rep. i.e. Keith or Amy)
Way to earn cash back, gift cards, or merchandise.
What are Greene Rewards?
Min $500 required to open, Min daily balance requirement or $7 below min balance fee charged. Includes FREE bank checks/money orders and wallet style checks.
What is the Nifty Fifty Checking?
Offers printed statement mailed monthly. Opening $10 deposit with min daily balance requirement of $400 or $4 min balance fee charged.
What is the Statement Savings?
Offers terms of 5 to 30 years, Adjustable or Fixed rate options, can be used to build new, purchase or refinance residence. Escrow required for payment of town, village and school taxes.
What is a residential mortgage?
No monthly maintenance fee, Non-interest bearing account, no overdraft privilege available.
What is the Not-for-Profit Checking?
Automatically covers transactions even if funds are not available. (up to $1,200 or $1,500 depending...)
What is Overdraft Privilege?
Min $2,500 required to open, Min daily balance requirement or $10 below min balance fee charged. Includes FREE bank checks/money orders and wallet style checks.
What is the Premiere checking?
Min opening deposit of $1,000, no monthly service charge, however there is an early withdrawal penalty.
What is a Certificate of Deposit?
Terms of 12-66 months, lowest interest rate offered for consumer loan.
What is new auto loan?
Offers bonds and tax collection services.
What is Municipal banking?
Call, Text or Email notices with debit card purchases.
What are Visa Purchase Alerts?
No min. balance requirement, no monthly service fee, does not earn interest and no free "foreign" ATM transactions.
What is the Totally Free Checking?
Min $1 to open. No monthly service charge. Withdrawals or transfers are not allowed during term (unless account is being closed), deposits are made by automatic or OLB transfer, and funds are automatically paid out at the end of September to a specified account.
What is the e-Holiday Club or Club Statement account?
Terms of 12-60 months, highest interest rates for consumer loans.
What is an unsecured loan.
Allows deposits outside of business hours.
What is Night Drop or mobile deposit?
$25 Greene Rewards for existing customer and for new customer.
What is the Refer a Friend bonus?