Memberships/Savings Accounts
Minimum to Open a Savings?
What is $1.00
I'm the checking account offered to a member between the ages of 13 - 17.
What is the Achieva Checking?
This is generally an Individual Retirement Account with Pre Tax Dollars or funds transferred from a Qualified Retirement Program (401K, 403B, 457B)
What is a Traditional IRA
How often are dividends paid on a Certificate of Deposit?
Dividends are paid on the last day of the month.
I'm the Bonus received after the one-year anniversary of my Kids Make Cents account.
$25.00
The Minimum Balance Requirement for a Savings Account.
What is $1.00
I'm the maximum balance that earns interest in an Achieva Checking Plus Account
What $15,000
This is generally an Individual Retirement Account with Post Tax Dollars and contributions are generally not tax deductible
What is a ROTH IRA (named after William Roth a Republican Senator)
What is the minimum balance to open a Certificate of Deposit?
$500
The College Life is a program for young adults aged _________ who are obtaining an associate or bachelor's degree.
17 - 22
The Monthly Maintenance Fee for savings.
What is $0
In order to earn interest in my Achieva Checking Plus account I must have a total of _____ posted transactions using my _____________ and/or my ____________.
18 posted transactions - My Achieva Debit Card and/or my Achieva Credit Card.
This is an Employer funded IRA as a benefit. Only the employer is able to contribute to this IRA for the benefit of the IRA owner.
What is a SEP (SIMPLIFIED EMPLOYEE PENSION)
TRUE or FALSE
I cannot withdraw the dividends earned without a penalty.
FALSE
What are the 5 partner programs Achieva offers?
What are
Community
Protection
Health
Education
Veteran
TRUE or FALSE
It's okay to open a Consumer Savings account for a Trust Member?
FALSE
False. A Trust member needs to open a Business Membership.
We are the 3 types of group members that don't pay for check orders.
1 - Members that are 62+
2- Partner Accounts
3- Employees
$4400 Individual
$8750 Family
these amounts are the 2026 contribution limits for?
What is a HSA
If rolling over a CD at maturity the grace period is _____ calendar days to make changes.
10 Calendar Days
Partner accounts can receive free check orders every ______ months.
Every 6 months
Accounts opened but left unfunded (<$1) will be closed after _______ days.
What is 10 days
I have a JOINT ACP membership with my spouse my individual Accidental Death Insurance coverage is in the amount of $__________.
What is $5000 - the $10K total coverage is split among all the joint owners.
What is the SEP contribution limit amount for 2026?
The SEP contribution for 2026 is the less of 25% of an employee's compensation or $72K.
The early withdrawal penalty for a CD is_________
75% of the interest earned for the term of the CD
High School graduation reward must be claimed within _________ days of graduation and they receive $_______ deposited into their account.
90 days $50