Claims
What this is called when a case manager contacts the employee, the employer and the physicians office.
What is THREE POINT CONTACT
SPD stands for?
What is SUMMARY PLAN DESCRIPTION
incurred claims include this component which makes it different from paid claims.
What are RESERVES.
The first state to mandate statutory benefits in 1946 was?
What is CALIFORNIA
The CEO of Marsh.
Who is John Doyle
For STD and LTD insurance plans, DOD means what?
What is DATE OF DISABILITY
What is MASTER SERVICE AGREEMENT
True or False, tolerable loss ratios are increasing in the group VB market?
What is TRUE
This state rolling out a new paid family care program July 1, 2021
What is MASSACHUSETTS
The insurance company who purchased Zurich life and disability business.
Who is AFLAC
When a claims team works exclusively for one client, this team is known as a ____________ team.
What is DEDICATED
Term used on the front page of the policy to describe what is covered and for how much.
What is SCHEDULE OF BENEFITS
What is PARTICIPATING
Number of states that have statutory plans as of 2020
What is 10 states
Favorite scenario often used by Trion's head actuary to determine risk scenarios?
What is MONTE CARLO analysis
What is FASTRACK
When someone goes out on disability and the same injury or illness crops up again this is know as a what?
What is RECURRENT DISABILITY
When carriers are less aggressive with their pricing, this is know as a ____________ market.
What is HARD market
True or false, FML is usually paid leave of absence
What is FALSE
How many children does Tom Cullen have?
What is 5.
Mos insurance company have this to protect them against volatile claims experience.
What is REINSURANCE.
This agency oversees compliance with ERISA
What is the DOL (DEPARTMENT OF LABOR)
True or False, TrionADL underwriters should always try and create the most favorable underwriting scenario for its clients.
What is TRUE
When an employee requests an accommodation to their work situation under the ADA, the discussion process is known as what?
What is the INTERACTIVE PROCESS
An alternative funding approach that large clients are using involves a what?