High Net Worth
What homeowners form offers the most extensive coverage for High Value Homes?
HO5/HOC
In Disney‑Pixar’s The Incredibles, Bob Parr works at this type of company before returning to superhero life.
Insurance company
True or False: Wind and hail can be excluded and written separately on coastal properties.
True.
This online system helps Amwins brokers quote and manage personal lines.
Amwins Instant Quote or Amwins Digital.
Name one major product line Amwins offers other than personal lines.
Commercial property, casualty, professional liability, or transportation
This coverage helps affluent clients insure scheduled jewelry, fine art, or collections.
Vaulable Articles/Inland Marine
True or False: The character “Mayhem” from Allstate ads represents unpredictable insured losses.
True
True or false: Amwins can write a coastal short-term rental, in the name of an LLC that is used as an Air BnB or VRBO on a personal lines form?
True. We have multiple markets for this type of exposure.
This document lists coverage, exclusions, and limits for a policy.
Policy declarations page.
How many people are on team Daigle?
9
Name one exposure high‑net‑worth carriers commonly underwrite beyond the primary residence.
Yacht, collectibles, secondary home, or domestic staff liability
In Groundhog Day, Phil crashes his car repeatedly—what coverage pays for the damage to his own vehicle?
Collision coverage
Name one mitigation feature that can lower a coastal property premium.
Roof clips, hurricane shutters, elevated foundation, high wind-rated shingles.
This document provides an estimated value of a home's reconstruction cost.
Replacement Cost Estimator.
True or False. Kim has placed a $50million dollar home.
True.
Which coverage feature differentiates true high‑net‑worth carriers—cash settlement or repair requirement?
Cash settlement choice
If Dorothy’s Kansas farmhouse had tornado coverage, under which homeowners peril would it fall?
Windstorm
What type of market has a specialized appetite for CAT prone areas?
Surplus Lines or E&S,Non-admitted Market
This device can help homeowners save on premium and prevent large-scale water losses.
Automatic Water Shut off device.
What is the max wildifire score Amwins can write?
The limit does not exist.
How does Amwins insure the full amount of Ultra High Value homes?
This can be done by layering coverage through several market contracts to obtain the full TIV.
Which body part does Taylor Swift have insured for $40million? (allegedly)
Her legs.
True or False: Floods can be considered CAT losses.
True. A CAT loss is defined as a sudden, large-scale disaster that causes massive property damage and impacts a wide geographical area, exceeding $25million in total insured property losses.
What is one factor that can be increased to save a homeowner on premium without lowering or removing coverage?
Deductibles.
True or False. Amwins is the second top-rated wholesaler by AM Best.
False. Amwins has held the highest rating for wholesalers, PA-1, four years in a row.