Coverages
A member runs a red light and hits another car. What coverage would pay for the member's car?
What is Collision?
At what level does the good student discount apply?
What is Driver Level?
Is the ______ clean, flood, salvage, rebuilt, or junk?
What is Title?
A member is moving out of state for 3 months due to work. What is this change called?
What is Address Change (Temporary Address Change)?
At Nationwide, we exist to protect people, businesses and futures with extraordinary care.
What is Mission Statement (Mission, Vision, & Strategy)?
A member had a snowstorm and their car now has damage from hail. What coverage would pay for this?
Comprehensive
What discount is available if a member receives policy documents through ______ enrollment through their online Nationwide account?
What is Paperless Policy Discount?
Policyholders may request to make changes effective on a previous date.
What is Backdate(Backdating)?
A member recently got married and wants to add their spouse to their policy. What is this change called?
What is Life Events?
When there is a covered loss to a vehicle this coverage will reimburse expenses incurred to rent a substitute auto.
What is Rental Reimbursement Coverage?
A member hits another person's car while parallel parking. What coverage would pay for the other person's car?
What is Property Damage?
What discount is applied to the base rate of some coverages based on the members monitored driving habits?
What is SmartRide?
Wells Fargo is calling to add themselves to a member's policy because they are financing a 2021 Toyota RAV4. In this situation what is Wells Fargo?
What is Lease or Lien Holder?
John Smith is the _________ and is calling to cancel his father's policy. His father recently passed away. What is John?
What is Executor of the Estate?
The amount that a customer is responsible to pay before their insurance policy begins to pay.
What is Deductible?
A member is involved in a hit and run accident. What coverage would pay for the member's car?
What is Uninsured Motorist Property Damage?
Travelink (Carpool) Discount rewards customers who participate in an approved Travelink Traffic Mitigation program. What state is this available in?
What is Delaware?
Nationwide Digital Repository System (NDRS) _____________ is a web application where electronic copies of Trailing _________ (TDs) can be uploaded for storage and to be reviewed by associates.
What is Docu Vault (Document Vault)?
The intent of ________ is to ensure we charge an adequate rate for the household exposure.
What is Driver Averaging?
Lienholder / Loss Payee, Lessor, Certificate Holder, or Additional Insured.
What are Additional Interests?
A member is in an accident and is hospitalized for a week and misses work. The other party's insurance doesn't cover all of the member's medical payments and lost wages. What coverage would cover this?
What is Uninsured/Underinsured Motorist Bodily Injury?
This discount applies for drivers 60 years and older when a waiver of work loss is signed. The following applies:
What is Michigan PIP Work Loss Discount?
A child of the Named Insured and a driver under 25 years old living in the household or away at school (Named Insured includes legal guardians, such as grandparents).
What is Resident Youthful Driver?
___________ are not acceptable in One Product. Any attempt to add an ___________ will create a block bind to Underwriting
What is International Driver’s Licenses?
When there is a pre-existing unbound policy transaction on the same policy period.