Liability Coverage
What does liability cover?
bodily injury and property damage caused by another motorist or by you.
what is the abbreviation for this insurance?
UIM
what does this type of insurance pay for?
If your car is stolen or damaged by fire, flood, vandalism, or something other than a collision.
what does this type of insurance cover?
what does this cover?
medical expenses and lost wages for you and passengers caused by an accident.
Does liability cover repairs and replacements if you are at fault?
yes
is it ok to not have insurance
absolutely not it is extremely illegal
what else can this cover?
covers medical payments for you and your passenger's medical bills.
liability covers the other person's car, while collision covers yours.
how much does this cover?
60% to 100% of the cost
is liability coverage mandatory to have
yes, its mandatory in most if not all states. its the minimum you are legally required to have.
what dose it cover
it pays if your hit by someone who don't have insurance
is comprehensive full coverage?
No, it is not full coverage
how much does it cover?
full payout or replacement
how long can you claim this?
max of 3 years.