The Regs
The resource often used for regulation reference and official interpretation, and which also contains forums discussing banking topics.
What is Bankers Online?
The type of product that holds funds for a specific length of time and earns interest
What is a Certificate of Deposit?
The acronym for a line of credit utilizing a house for collateral
What is HELOC?
The name of the Google equivalent of Microsoft Office Suites (collection of office type software)
What is Google Workspace?
One of the largest living organisms on Earth and the topic of many of our team meetings
What are Trees?
Another name for the Equal Credit Opportunity Act
What is Reg B?
The type of account that earns interest and can have checks written from it
What is Money Market? (also associate checking and certain consumer/business checking)
The program Arvest offers as an option for borrowers who are not approved for a traditional commercial loan, often used by start ups and new businesses
What is Arvest Opportunity Fund
The resource where many procedures can be found for deposit and lending related processes involving customers.
What is the Frontline Policy and Procedure Manual?
The main source of news and updates within Arvest
What is Daily Popcorn?
The minimum percentage of ownership an individual can possess and still be recorded on the Certificate of Beneficial Owners, as required by Corporate Transparency Act
What is 0%? (controller)
The type of business account that automatically moves funds as needed between accounts for day to day operations
What is a Sweep Account?
The software used for most commercial loan applications
What is Business Loan Origination System (BLOS)?
The software documents were imaged to before Nautilus
What is IPM?
Arvest Core Values are: Communicate Openly, ____________________, and Drive Change
What is Strive for Excellence?
According to Reg B, this must be provided to the customer upon completion or a minimum of three business days prior to consummation of a first-lien dwelling secured loan
What is an Appraisal?
The type of overdraft protection that allows the customer to access it by withdrawing funds or via an ACH, but does not cover day to day debit card transactions or ATM withdrawals
What is Basic Overdraft?
The six pieces of information in a TRID loan application that prompt a Loan Estimate are name, income, SSN, address of home to purchase, __________, and loan amount.
What is Estimate of Home's Value?
The title of the calendar where we currently track the status of our reviews and prioritization lists
What is 2026 First Line Risk Bank Ops / Regulatory FLOD Calendar (Draft)?
The three pillars of Arvest NEXT are: Fortify our foundation, Invest in relationships, and ________________
What is Explore New?
Regulation E defines this as "a card, code, or other means of access to a consumer's account, or any combination thereof, that may be used by the consumer to initiate electronic fund transfers."
What is Access Device?
The name of the our new highest checking account product option we offer
What is Select Checking?
This program exempts the beneficial ownership requirement for a loan when the product is being purchased from a dealer and the loan funds are being paid directly to the dealer
Arvest Equipment Finance
The name for creating effective prompts when trying to create something with a Large Language Model (Gemini, ChatGPT, etc.)
What is Prompt Engineering?
The new Chief Financial Officer (CFO), who will be starting May 1, 2026 (HINT: someone by the same name plays a famous Marvel superhero)
Who is Chris Evans?