Budgeting & Money Basics
This is a plan for how you spend your money.
(What is a budget?)
This is the paper you sign to rent an apartment.
(What is a lease?)
This means checking your records to make sure they match the bank’s records.
(What is balancing a checkbook?)
This form is usually given to you by your job.
(What is a W‑2 form?)
This happens when someone pretends to be you to steal money or information.
What is identity theft?
This is money you must pay every month to live in your apartment.
(What is rent?)
These are services like electricity, gas, and water.
(What are utilities?)
This shows your bank activity for the month.
(What is a monthly statement?)
This form is for other income, not a regular job.
(What is a 1099 form?)
This is one thing you should never share online or by text.
What is your Social Security number?
This is money you receive, like paychecks or benefits.
(What is income?)
This place is where you go to change your address when you move.
(What is the post office?)
This is money going in or out of your bank account.
(What is a transaction?)
This helps you find important papers when you need them.
What is organizational system?
This should be strong and kept secret to protect your accounts.
What is a password?
This is money you spend on bills, food, and other needs.
(What are expenses?)
This is money you usually pay when you first move into an apartment.
(What is a deposit?)
This is why it is important to balance your checkbook.
(What is to know how much money you really have?)
These are used to keep papers neat and organized on your desk.
What are desktop organizers?
This is what you should do with papers that have personal information.
What is shred them?
In the 50‑30‑20 rule, this percentage is for saving money.
(What is 20%?)
Utility bills change because this can change each month.
(What is how much you use?)
This is what you should do if you see a charge you do not recognize.
(What is report it to the bank?)
This is how often most people file their taxes.
What is once a year?
This is one way to help keep your identity safe.
What is using strong passwords / not sharing personal information?