Name that Benefit
Working out is expensive. I won't do it unless you pay me.
Fitness Reimbursement
How do I get repaid for my gym membership?
WageWorks
How do I get to the screen to pick my benefits?
Workday - find the OE task in your inbox starting 10/27.
What is Open Enrollment - how is this different from the rest of the year?
It's the only time you can make changes to your benefits without a QLE. Make all your elections for the next year.
This retired guy keeps calling about his benefits. Where are they?
Payflex - manages all enrollment and payment
I heard I can get extra insurance for if I get diagnosed with a serious illness?
Critical Illness Insurance (Aetna Voluntary)
Where's my money from TRP that can be used with my PPO health insurance? It might be called a Health Fund?
Health Reimbursement Account - Aetna
I already submitted my elections, but Open Enrollment isn't over yet. How can I make changes?
Workday - go to your Benefits section and click Change Open Enrollment
What's the difference between the medical insurance and the Hospital Plan?
Hospital Plan is Voluntary (supplemental) insurance that pays out extra funds that can be used for anything if you are in the hospital.
Where can I find benefit information when I'm not on the TRP network?
(password: trpwellness)
Which one is the medical plan that I have to pay less out of my pay check?
High Deductible Health Plan (HDHP)
Dependent Care FSA - WageWorks
Where can I find a list of resources about what the options are and how to make decisions?
Fine answer: mytrpwellness.com
BEST answer: "U.S. Open Enrollment - Making Decisions" KA
What's the difference between the High Deductible plan and the PPO plan?
- HDHP has higher deductible
- PPO has higher per-pay premiums
- HDHP has HSA; PPO has HRA
Don't we have Pet Insurance somewhere?
Yep - YouDecide. Enroll anytime.
Is there a benefit to help me pay for my kids' summer camp?
Dependent Care FSA
I paid into some account for health costs, but TRP paid into it too. Where is that?
Health Savings Account (HSA) - Health Equity (also accessible through WageWorks)
It is now later in November and I realized I want to make changes to my elections. How can I do that?
Submit a case to myHR. Include your Benefit Election Summary and either mark corrections on the document or clearly explain in the case.
What's the difference between the HRA and HSA
HRA: TRP contributions only. Managed by Aetna, used automatically. Does not carry over at the end of the year.
HSA: TRP & associate contributions. Managed by HealthEquity; get a debit card or submit claims. Associate keeps funds, even when they leave the firm.
I heard there was a Legal benefit. Where do I find info and sign up?
YouDecide. Can only sign up during Enrollment.
I have really expensive prescriptions, so I don't want to have to pay a percentage coinsurance. What plan do I need to pick?
PPO w/ HRA
I signed up for a benefit to get extra insurance for Hospital, Critical Illness, or Accident. Where's that money?
Aetna Supplemental
My wife lost insurance from her employer effective Nov 1st. How do I make sure she's covered for the end of this year and add her for next year?
Then: After QLE elections complete & approved, complete OE elections in Workday.
But then how is the Health Care FSA different from the HSA and HRA???
- Not compatible with HDHP
- Only associate contributions
- All funds carry over year-to-year now due to CARES Act, but may only partially carry over in the future.
I don't know which of these benefits will fit in my budget. Can you help me with that?
Call Ayco! Financial coaching and they know all about our benefits. Find info and phone number in KA or mytrpwellness.