HOME
AUTO
MISCELANEOUS
COMMERCIAL
100

I HELP PAY TO BRING THE HOME UP TO CURRENT CODE REQUIREMENTS IF YOU HAVE A CLAIM

WHAT IS ORDINANCE & LAW COVERAGE?

100

I AM THE COVERAGE WHICH HELPS YOU IF YOU ARE IN AN ACCIDENT CAUSED BY SOMEONE WHO HAS NO INSURANCE

WHAT IS UNINSURED MOTORIST?

100

MY INITIALS ARE NFIP BUT THAT IS NOT MY FULL NAME

WHAT IS NATIONAL FLOOD INSURANCE PROGRAM

100

I AM OFTEN REFERRED TO AS A BOP

WHAT IS A BUSINESS OWNERS POLICY

200

I AM AN ENDORSEMENT THAT MAKES SURE YOU GET NEW STUFF IN THE EVENT OF A CLAIM

WHAT IS PERSONAL PROPERTY REPLACEMENT COST

200

YOU WILL NEED ME IF YOU ARE IN AN ACCIDENT AND YOU NEED SOMETHING ELSE TO DRIVE WHILE YOUR VEHICLE IS BEING REPAIRED

WHAT IS RENTAL CAR REIMBURSEMENT?

200

I AM A POLICY THAT IS NOT ONLY FOR A RAINY DAY

WHAT IS AN UMBRELLA POLICY?

200

MANY REFER TO ME AS GL FOR SHORT

WHAT IS GENERAL LIABILITY?

300

MANY THINK THE DWELLING COVERAGE IS DETERMINED BY THE APPRAISAL BUT I DETERMINE TO CORRECT AMOUNT OF INSURANCE

WHAT IS REPLACEMENT COST ESTIMATOR (RCE)

300

IF YOU KID HAS GOOD GRADES YOU MAY BE ELIBILE FOR ME

WHAT IS GOOD STUDENT DISCOUNT

300

VALARI LIKE TO TELL THESE ABOUT CLIENT BLUNDERS

WHAT IS A D.A. STORY?

300

I AM A COVERAGE YOU NEED IN CASE YOU AS A PROFESSIONAL, MAKE A MISTAKE OR OVERSIGHT WITH YOUR SERVICES

WHAT IS PROFESSIONAL LIABILITY OR E&O?

400

I AM A SEPARATE POLICY SINCE HOME POLICIES DO NOT COVER ME

WHAT IS FLOOD

400

INSURANCE COMPANIES USE THIS TO HELP DETERMINE IF YOU ARE A RISKY DRIVER WHICH CAN EFFECT THE PREMIUM

WHAT IS MOTOR VEHICLE REPORT? MVR

400

JOHN ALWAYS STARTS BY SAYING THIS IS THE WAY

TO INSURE YOUR STUFF

WHAT IS BRIGHTWAY IS THE RIGHTWAY?

400

I'M REAL IMPORTANT IF YOU OR YOUR EMPLOYEES USE A PERSONAL VEHICLE FOR BUSINESS REASONS

WHAT IS HIRED NON-OWNED AUTO?

500

I AM THE DEDUCTIBLE WHICH IS CALCULATED ON AN ANNUAL BASIS AND NOT PER OCCURRENCE

WHAT IS HURRICANE DEDUCTIBLE?

500

YOU NEED ME IF YOU HAVE AN ACCIDENT WITH ANOTHER MOVING VEHICLE

WHAT IS COLLISSION COVERAGE?

500

WHILE I MAY SOUND NAUTICAL, I AM MORE ABOUT BLING THAN BOATS

WHAT IS INLAND MARINE?

500

A BUSINESS DOESN'T WANT ME UNTIL AN EMPLOYEE GET HURT

WHAT IS WORKERS COMP?

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