Banking
Credit
Funding College
Budgeting
Famous Animals (real animals)
100
The amount of interest due per period, as a proportion of the amount lent, deposited or borrowed.
What is Interest Rate?
100
The most important factor in calculating a credit score
What is Payment History?
100
The form you fill out to receive Federal aid
What is the FAFSA?
100
An estimate of income and expenditure for a set period of time.
What is a budget?
100
A dwarf feline known to expressed a negative mood
Who is Grumpy Cat?
200
A bank account that allows easy access to the funds in your bank account.
What is a checking account?
200
A statistical number that evaluates a consumer's creditworthiness and is based on credit history
What is a Credit Score?
200
Unlike loans, these are sources of free money that generally do not have to be repaid.
What are grants?
200
A stash of money set aside to cover the financial surprises life throws your way.
What is an emergency fund? (Savings account is ok too)
200
A western lowland gorilla known for learning modified American Sign Language
Who is Koko?
300
A deficit in a bank account caused by drawing more money than the account holds.
What is overdraft?
300
A detailed breakdown of an individual's credit history prepared by a credit bureau
What is a credit report?
300
A federally and sometimes state-funded program that helps college students with financial need get part-time jobs, usually on campus.
What is Work-Study?
300
The sum all wages, salaries, profits, interest payments, rents, and other forms of earnings, before any deductions or taxes.
What is gross income?
300
The Japanese Akita dog that waited 9 years for his owner after he passed away.
Who is HachikÅ?
400
A nonprofit money cooperative whose members can borrow from pooled deposits at low interest rates.
What is a Credit Union?
400
Number of years for credit card debts to be removed from your credit report
What is 7 years?
400
A federally-guaranteed loan that starts accruing interest as soon as the loan is disbursed, including while students are enrolled in school.
What is an Unsubsidized student loan?
400
Expenses you have to pay the same amount for regularly for example: rent, utilities, phone, internet.
What are fixed expenses?
400
A Soviet space dog who became one of the first animals in space, and the first animal to orbit the Earth.
Who is Laika?
500
A nine-digit code that's based on the U.S. Bank location where your account was opened. It's the first set of numbers printed on the bottom of your checks, on the left side.
What is a bank routing number?
500
A type of credit card that is backed by a cash deposit from the cardholder. This is a great way to start building credit without a cosigner.
What is a secured credit card?
500
You may qualify for this WorkForce Funding program if you are eligible to receive Basic Food Benefits (SNAP, EBT). Through this program you may receive: financial assistance with college related expenses, book loans, and/or childcare subsidy.
What is BFET?
500
This step in budgeting helps you see where money is going allowing you to make an accurate budget.
Hint: For this step it helps to keep your receipts.
What is tracking your expenses?
500
The first successful mammal that was cloned from the cell of another adult animal
Who is Dolly the Sheep?