AUTO
This coverage is for our neighbor when they are liable for an accident and the other party has medical expenses.
What is bodily injury?
This endorsement is not included in an RDP because it is considered a responsibility of the tenant.
What is back up of sewer or drain?
This rider is not avalible for neighbors issued at a table 3 rating or higher.
What is the waiver of premium for disability?
This policy requires the neighbor to work at least 30 hours a week.
What is short term disability income policy?
You call a campaign and after introducting yourself, the neighbor hangs up. This is your next step.
What is calling the neighbor back?
The insured only has a renter's insurance policy but mentions that they often drive a few of their elderly neighbors cars to help with errands. This policy would be beneficial for them.
What is a named nonowner auto policy?
The insured had a tree fall onto their roof during the storm the previous night and are not sure if they should file a claim. You make sure they are ok and give them the following advise.
What is getting an estimate?
The neighbor is likes the coverage amount of the term but finds little financial benefit to it. This is the policy you pivot to.
What is a return of premium?
This type of policy requires you to have primary health insurance.
What is supplemental health insurance policy?
PLUS 50 POINTS
The neighbor feels scorned after their auto was dropped by State Farm 3 years ago. This line pivots the neighbor to feeling confortable with allowing us to requote them.
ps. one of claude's fav lines
What is "earn your trust back"?
OR
What is "win your trust back"?
Our neighbor who resides in Maryland, Virginia, or Pennsylvania stated that the auto quote given was too high. You pivot to this auto policy.
What is a Gainsco auto insurance policy?
Our neighbor lets us know his 18 y/o son is starting to drive and is worried about having enough coverage. This policy should be recommended.
What is a plup?
or
What is an umbrella policy?
The neighbor has 5 minor children but does not have the financial means to get each of them a life policy. This rider makes sure they are protected.
What is a children's rider?
or
What is a children's term rider?
Our neighbor let us know that the household depends on their brother’s income. This is the policy you pivot to.
What is short term, disability income policies?
PLUS 75 POINTS
These 3 auto policies are ineligible for the multicar discount.
What are named nonowner auto policies, motocycle policies, and trailer policies?
The completion of this financial filing will lead Underwriting to re-underwrite all drivers in the household.
What is a SR-22 filing?
This professional or certified document is needed when completing a personal article policy application.
What is an appraisal?
OR
What is a receipt?
The following three policies can insure our neighbors with life up to age 85.
What are whole life, limited pay life, and universal life policies?
The supplemental health insurance policy and supplemental plus health insurance policy share these three coverages.
What is hospital confinement/admission, daily confinement, and intensive care?
PLUS 100
We always try to find these three points in order to determine the best needs of the neighbor.
ps, it is one of claude's favorites
What is love, health, and emotions?
The following three items are to always be included in a protected auto quote.
What is DSS (drive safe and save), a health policy, and a life policy?
Our insured lets us know that their mortgage company requires to be listed on the policy. They would be added to this setion of the policy.
What is an additional interested party?
This policy helps make sure our neighbors protect their family, start building, generational wealth, and has a tax free benefit payout.
What is life insurance?
This policy is to replace the neighbors income if they do not work for 3 years or more.
What is a long term disability insurance policy?
PLUS 150
This is our number one goal for our neighbors.
ps, it has to be the full phrase
What is educating our neighbors so that they do not find out what they do not have when they need it the most?