Credit & Debt
This is the money you earn from a job or business.
What is income?
This is when you put money into something with the expectation it will grow over time.
What is investing?
This race massacre occurred in 1921 in the Greenwood District of Tulsa, Oklahoma, destroying a self-sustaining Black neighborhood.
What is Black Wall Street?
The capacity to understand or feel what another person is experiencing from within their frame of reference, that is, the capacity to place oneself in another’s position.
What is empathy?
This high school has the most members of Club FBS.
What is Morse High School?
This is the name for the amount of money left over each month after you've paid all your expenses.
What is cash flow?
This is the term for spreading money across different types of investments to reduce risk.
What is diversification?
This world-renowned painter became one of the most expensive American artists ever after his death at age 27.
Who is Jean-Michel Basquiat?
This type of male human has self-control, moves with awareness, protects people’s comfort and dignity and uses strength to create safety, not fear.
What is a gentleman?
Club FBS started in two high schools. Morse is one of them. Name the other.
What is Lincoln High School?
This is the term for money you owe to someone else, often with interest.
What is debt?
This investment vehicle allows you to buy a diversified mix of stocks or bonds with one purchase.
What is an index fund?
In 1960, this 6-year-old desegregated an elementary school in New Orleans.
Who is Ruby Bridges?
The practice of being honest and showing a consistent and uncompromising adherence to strong moral and ethical principles and values.
What is integrity?
Club FBS stands for Finances, Books & Sneakers. For our first two years, we went by this name.
What is Fitteds, Books & Sneakers?
This is the cost of borrowing money, charged on top of the original loan amount.
What is interest?
This is the term for earning money on your money when investment gains are reinvested over time.
What is compound growth?
Believing he was called by God to fight against slavery, this man led one of the most significant rebellions of enslaved people in American history.
Who is Nat Turner?
Controlling one's behavior, actions, and impulses to consistently follow rules, maintain structure, or achieve long-term goals, often by choosing productive actions over immediate pleasures.
What is discipline?
This man is who Mr. Clark calls 'the greatest writer to ever live'.
Who is James Baldwin?
This three-digit number, ranging from 300–850, tells lenders how creditworthy you are.
What is a credit score?
This tax-advantaged account, offered by many employers, lets workers save for retirement with pre-tax dollars.
What is a 401(k)?
In 1951, this Black woman visited Johns Hopkins Hospital with cervical cancer. Without her knowledge or consent, doctors took tissue samples that would revolutionize medicine and harm the relationship Black Americans had with the healthcare system and hospitals.
Who is Henrietta Lacks?
The obligation or willingness to accept responsibility for one’s actions, behaviors, and their outcomes, often including the duty to explain or justify them.
What is accountability?
Name four books we have read in Club FBS.
High School: The Will To Change, The Nickel Boys, Cry Like A Man, Autobiography of Malcolm X, Friday Black, The New Jim Crow, Dread Nation, Parable of the Sower
Middle School: Mamba Mentality, Forged By Fire, Slam, Letters to a Young Brother, Children of Blood & Bone, Scorpions, Ghost