Life
3 times annual salary
What is the amount of Basic Life for employees
Non-taxable
What is the tax status of disability payments, in the event of a claim. The claim amount is not considered taxable income.
Here4You
What is the name of the new Employee & Family Assistance Program
Once every 6 months
What is the coverage for recall exams, cleaning & fluoride, and bitewing x-rays
Android and iphone
What are the platforms for our mobile app - can be used to submit claims, look up benefit coverage, & much more!
$5,000 coverage for spouse, $2,500 for children
What is Dependent Life
Early Intervention/ASSIST
10% per prescription
What is the per prescription deductible (co-pay)
8 units per year
What is coverage for scaling (1 unit = 15 mins of time)
Submit this during the summer months each year for children attending post-secondary schooling
What is the Student Eligibility form?
Additional coverage available to employees, spouses & children
What is Optional Life
65% of the first $2500 of monthly salary and 50% of the balance
What is Long Term Disability coverage
$200 every 2 years
What is coverage for glasses/contacts. In addition, your plan covers $50 every 24 mos. for eye exams
$1500 per year
What is the combined calendar year maximum for Basic/Endo,Perio, and Major coverage
Ages 21 and 25
What are the Dependent Child Ages (coverage extends to 25 for children who are attending post-secondary education)
6 times annual salary
What is the amount payable in the event of an accidental death (3 x salary for Life, plus 3 x salary for ADD)
Pays up to 10% of your salary into your pension fund, during a Long Term Disability claim
What is Contribution to Pension
$500 per calendar year
What is paramedical coverage. Some types of practitioners have a combined annual maximum.
$1500 Lifetime maximum
What is coverage for Orthodontics
Rules that determine which insurance company pays first
What is Co-ordination of Benefits guidelines.
10% of your basic life, to a maximum of $50,000
What is Critical Disease
Provides verification of a medical condition, and possibly an alternate diagnosis and treatment
What is Second Opinion Consult
$5 Million Lifetime maximum
What is the Out of Country coverage
Submit this in advance for major and/or costly work
What is a pre-estimate or pre-determination
Canadian, Co-operatives and Credit Unions
What are the 3 c's in our logo!