COB Terms
Letters
Credit Clues
COB Rules
Payer Portals
100

What is, a state and federally funded program for low-income individuals that always pays last in COB?

What is, Medicaid

100

What is, the letter used to refund only one of the payment or transaction?

What is, Automated Refund Letter

100

Whose plan is first?

A claim is submitted for Victor Weasley (DOB: 8/10/2014). He is listed as a dependent of Hermione Weasley (DOB: 9/26/1990). In EPIC, he is also listed as a dependent of Ron Weasley (DOB: 11/12/1989)

Who is, Hermione Weasley

100

What is the Medicaid Rule?

What is, Medicaid is always the payer of last resort

100

What is, the portal used for payers such as BCBS, Aetna, Healthfirst?

What is, Availity

200

What is, a federal health insurance program primarily for individuals 65+ or with certain disabilities? 

What is, Medicare

200

What is, the letter used to advise payers to retract an overpayment?

What is, Request to Recoup/Offset Letter

200

What are, two backups that are mandatory for both the refund and recoup/offset letters for COB overpayment?

What are, Eligibility and EOB screenshots

200

What is the Newborn Rule?

What is, for the first month of life, the mother's insurance is primary

200

What is, the portal used for Medicare?

What is, Connex

300


What is, the electronic or paper explanation sent by an insurance company that tells you how a claim was processed and paid?

What is, Remit (Remittance Advice)


300

What is, the letter used to refund multiple payments or transactions?

What is, Manual Refund Letter

300

What is, DOB (Date of Birth) importance for COB?



What is, DOB is used to help determine coverage priority (especially for the Birthday Rule and Retiree/Medicare rule).

300

What is the Birthday rule?

What is, the primary will be whichever parent's birth month/day falls first in the calendar year 

300

What is the portal used for Medicaid?

What is, ePaces

400

What is, an Epic tool used to electronically verify a patient's insurance coverage directly with the payer while you are viewing the account?


What is, RTE (Real-Time Eligibility) 

400

What is, the letter used to inform patient of issues in the order in which insurance plans should pay when due to more than one policy & to update info?

What is, COB Letter

400

What is, this adjustment code tells providers that the secondary payer was aware of and valued the primary payer's payment when processing the claim?

What is OA-23

400

What is the Eligibility/Effective Date Rule?

What is, the plan that covered the member longer is Primary

400

What is the portal used for New York City Employees PPO (NYCE)?

What is, Emblem Health/UHC for New York City Employees PPO (NYCE)

500

What is, the coverage that allows employees and their families to continue their group health insurance coverage for a limited time after a qualifying event, such as job loss?

What is, COBRA (Consolidated Omnibus Budget Reconciliation Act)

500

What is, the 4 mandatory sections that need to be filled out for the Automated Refund Letter under the Additional Information field of the Refund Screen in EPIC?

What is, Original Claim Amount, ICN/Claim Number, CPT Code, Y/N for attachment






500

Failing to set COB correctly can result in this common billing issue?



What is, claim denial or delay in payment, or overlap



500

What is the VA Community Plan Rule?

What is, VA will be primary (VA Community does not coordinate with other payers)


500

What is, the portal used for Local 1199?

What is, Navinet (As this is for 500, OneSource will also suffice)

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