Tell me without Telling me
My employees spend their day making spreadsheets, answering emails, and never leave the office.
What is a clerical risk?
This animated Disney movie featured two sisters, one of whom famously sang "Let It Go."
What is Frozen?
True or False: Because a submission comes from a Tier 1 agent, an underwriter can skip website review and just go by what the agent says.
What is False
This quality metric helps ensure we are making sound underwriting decisions and maintaining strong file documentation
What is 85% Quality?
True or False: Experience mods matter more than loss history.
What is False?
We start work before sunrise, own more ladders than chairs, and heights don't bother us.
What is a roofing contractor?
A submission comes in at 4:45 PM on Friday with a note saying 'Need quote ASAP.' Which viral sound best describes the team's reaction?
What is "Oh no. Oh no. Oh no no no no no."
What makes an account most attractive to an underwriter?
What is... it depends on the underwriter?
This percentage of an underwriter's business should come from opportunities requiring underwriting review rather than STP.
What is 25% Non-STP Business?
This actor starred as Joel Goodsen in the 1983 movie Risky Business.
Who is Tom Cruise?
The application says consulting services, but every social media photo shows employees in hard hats on job sites.
This TikTok trend encourages people to share what they do for work and why they do it.
What is Day in the Life?
A trucking company with 5 drivers operating within a 300-mile radius, no interstate travel, and no owner-operators.
Would we write it? Yes
True or False: An underwriter can achieve Peak Performance by simply hitting production metrics.
What is False...now tell me why?
A landscaping company has been in business for 15 years, has experienced management, no claims in the last 5 years, and no website. Based on the information provided, what is your next step?
What is write it?
My employees travel from business to business, carrying tools and fixing leaks all day.
What is a plumbing contractor?
This TV series features employees whose work memories are separated from their personal memories.
What is Severance?
An underwriter's most important investigative tool is not found on the application.
What is curiosity?
What does PRISM stand for?
What is Professional, Retail, Information, Store & Medical?
A risk has a 0.78 mod, no losses in 5 years, and an experienced owner. Is it automatically a good risk?
What is no? explain
The business has a "budtender."
What is a cannabis dispensary?
This celebrity chef is known for phrases like "Bam!" and would likely have strong opinions about the Summit lunch menu.
Who is Emeril Lagasse?
A mod includes four entities. The quote only has one listed. What do you need to determine?
What is whether their operations belong together on one policy or if each entity has separate coverage and employees.
This activity helps build future pipeline, strengthen agent relationships, and uncover business that might otherwise be missed.
What is Hunting/ Proactive Activity?
The agent states no work is subcontracted. During the conversation, they mention "our subs" complete most of the projects.
What is conflicting information?