Budget
Credit
Resources
100

Name an app or a software that could be used to help with household budgeting.

What is excel, quickbooks, mint, pocketguard, or everydollar?

100

This goes down when your credit score goes up.

What is an interest rate? or, What is the cost to borrow money?

100

Free One-on-one Financial Coaching in Sacramento


What is the FEC / Financial Empowerment Center

200

These are different time periods you might use to create a personal budget.

What is daily, weekly, bi weekly, monthly, and/or annually?

200

These are names of credit bureaus

What are Experian, Equifax or TransUnion?

200

This local loan program will help you build credit while charging no fees or interest.

What is a credit building loan

300

In budget terms, this is your income minus your expenses.

What is deficit or net income?

300
Any of these are considered types of credit

What are loans or credit cards?

300

You can visit this site to request a free credit report

400

Name a type of expense that refers to either it being the same every month or fluctuating each month.

What is fixed, flexible, and discretionary?

400

This is the range of FICO credit scores.

What is 300-850?

400

If you had to choose between receiving $1,000 every day for 30 days, OR a penny that doubles each day for 30 days, this option will pay you the most money

Penny. ($1,000 x 30 days = $30,000 or ((2^30) – 1 = 1,073,741,823 / 100 = $10,737,418.23)

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