Name an app or a software that could be used to help with household budgeting.
What is excel, quickbooks, mint, pocketguard, or everydollar?
This goes down when your credit score goes up.
What is an interest rate? or, What is the cost to borrow money?
Free One-on-one Financial Coaching in Sacramento
What is the FEC / Financial Empowerment Center
These are different time periods you might use to create a personal budget.
What is daily, weekly, bi weekly, monthly, and/or annually?
These are names of credit bureaus
What are Experian, Equifax or TransUnion?
This local loan program will help you build credit while charging no fees or interest.
What is a credit building loan
In budget terms, this is your income minus your expenses.
What is deficit or net income?
What are loans or credit cards?
Name a type of expense that refers to either it being the same every month or fluctuating each month.
What is fixed, flexible, and discretionary?
This is the range of FICO credit scores.
What is 300-850?
If you had to choose between receiving $1,000 every day for 30 days, OR a penny that doubles each day for 30 days, this option will pay you the most money
Penny. ($1,000 x 30 days = $30,000 or ((2^30) – 1 = 1,073,741,823 / 100 = $10,737,418.23)