Requires lenders to disclose the terms and costs of consumer credit in prescribed language and formats. The most comprehensive, technical, and frequently violated of the consumer protection regulations.
What is Truth in Lending
100
Regulation DD
What is Truth in Savings
100
Regulation X
What is Securities Credit
200
Electronic Funds Transfers
What is Regulation E
200
Securities Credit
What is Regulation X
200
Requires disclosure of significant terms of consumer deposit accounts in prescribed language; prohibits certain interest calculation methods.
What is Truth in Savings
200
Regluation Z
What is Truth in Lending
200
Regulation D
What is Reserve Requirements for Financial Institutions
300
Consumer Leasing
What is Regulation M
300
Home Mortgage Disclosure
What is Regulation C
300
Requires specific disclosures to co-signers; forbids confessions of judgement; wage assignments and similar practices
What is Deceptive Credit Practices
300
Regulation E
What is Electronic Funds Transfers
300
Regulation C
What is Home Mortgage Disclosure
400
Truth In Lending
What is Regulation Z
400
Deceptive Credit Practices
What is Regulation AA
400
Requires lenders to collect and disclose data reguarding their geographical lending patterns. Loan Application Register (LAR) maintenance, reporting of data to regulators and the public
What is Home Mortgage Disclosure
400
Regulation B
What is Equal Credit Opportunity
400
Regulation AA
What is Deceptive Credit Practices
500
Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire
What is Regulation J
500
Expedited Funds Availability
What is Regulation CC
500
This is NOT a federal regulation for Credit Unions. Please don't confuse this with HUD's Regulation X which does pertain to Credit Unions.