Risk Management
This condition exists when future outcomes are unknown or unpredictable
What is uncertainty
This growing technology has risks of accuracy of information, bias in information, and confidentiality risks.
What is AI
The interest rate that banks charge their best customers
What is the prime rate
This market deals in initial public offerings (IPO)
What is the primary market
These are the resources from which a company expects to gain some future benefit
What are assets
This attitude is prevalent in individuals who prefer certainty and avoid risky situations.
What is risk-averse
This refers to the digital tools, systems and processes organizations use to accomplish business applications, databases, AI and cloud services
What is business technology
This government agency regulates banks and insures deposits in member banks for up to $250,000
What is the FDIC
This type of financing is used by organizations to raise capital by selling bonds
What is debt financing
These costs vary with the quantity of goods sold
What are variable costs.
These individuals focus objectively on probabilities and expected values rather than emotional reactions to uncertainty
What are risk neutral.
This skill means reading, interpreting, questioning, and communicating using data
What is data literacy
This describes how an initial deposit into a bank leads to a greater increase in the total money supply
What is the money multiplier
Illegal buying or selling of stocks by anyone who has valuable information about a company before the information is available to the public
What is insider trading
This important analysis allows a business to determine how many sales it must make to avoid losing money.
What is a breakeven analysis
These situations result in either a loss or no loss (there is no opportunity for a gain)
What is pure risk
This common business model is used for selling products or services through websites and apps.
What is e-commerce.
This organization issues loans to businesses, prints currency, distributes money, and destroys currency.
What is the federal reserve system
This animal name is given to the market during a period of large stock price increases.
What is a bull market
This is known as the accounting equation
What is "Assets = Liabilities + Owner's Equity"
This type of risk can overwhelm entire insurance systems and national economies.
What are catastrophic risks
This malicious software blocks access to systems or data, often accompanied by a payment demand
What is ransomware
This institution provides services like lending, investing, or risk management but does not accept traditional public deposits.
What is a non-depository financial institution
These are the three basic functions of money
What are: medium of exchange, measure of value, and store of value.
This accounting statement shows your revenues and expenses
What is your income statement