Who you calling a HAG?
When 2 or more elevation certificates are submitted for the same building, this one is used for rating the policy.
What is the latest certified date EC.
This is the formula for proper venting totals
What is square inches >= to square footage?
These zones are eligible for PRP program.
What are B, C, X, A99, and AR?
These are the V zone rate table years.
What is post 75’-81’ rates, and post 81’?
FHBM
What is Flood Hazard Boundary Map?
The CBRS or OPA is listed in this section on an EC.
What is Section B?
These are walled-in floor areas beneath an elevated building that do not extend to the ground.
What is a hanging floor?
This is the max coverage for MPPP residential occupancy in the regular program.
What is 250K Building 100k Contents?
if the enclosure is at or above the BFE these rates are used.
What is free of obstruction?
OPA
What is Otherwise Protected Area?
The lowest adjacent grade and diagram number are required on the elevation certificate on this date.
What is October 1 1997?
This height changes the rating from crawlspace to enclosure.
What is more than 5 feet?
A rating method used when a building is Pre-FIRM. The Flood Insurance Rate
Map (FIRM) zone is unknown, and the community in which the building is located
has no V Zones. May also be used for renewal of policies in communities that
have converted from the Emergency Program to the Regular Program during a
policy’s term.
What is Alternative Rating?
What is a measurement that is added to the BFE for V zones shown on the FIRM published prior to 1981
What is wave height adjustment?
MPPP
What is Mortgage Portfolio Protection Program?
The Elevation Certificate is optional on all Post- and Pre-FIRM construction on this policy.
What is AR and AR Dual zones?
To exclude from rating and enclosure in V zone, this is how thick lattice can be.
What is ¼ in thick?
This is the only time the EC is measured in meters instead of feet.
What is the address is in Puerto Rico?
These items allow exemption of an enclosure on an elevated single family building in a V zone.
What is:
Enclosure is unfinished, and used solely for parking, building access, or storage, and constructed with breakaway walls, and is less than 300 square feet, and there is no m/e below the BFE, and there is no elevator below the BFE.
LODR
What is Letter of Determination Review?
This is what you recommend when the ground is higher than the BFE.
What is a LOMA?
These are four options you can choose through ICC to reduce future flood Damage.
What are elevation, relocation, demolition, or floodproofing?
This provides for the denial of flood insurance for any property that the administrator finds that has been declared by a dually constituted state or local authority to be in violation of flood plain management regulations.
What is section 1316?
This is the date used on an endorsement for adding the V zone risk rating factor to a policy.
What is the date the v zone risk factor rating form was certified or effective date of the current policy term, whichever is later?
HFIAA
What is Homeowners Flood Insurance Affordability Act?