Insurance
A homeowner has a $300,000 dwelling limit and a 2% hurricane deductible. How much is the hurricane deductible?
$6,000
The process insurers use to evaluate risk and determine eligibility, coverage terms, and often premium.
underwriting
Who holds the seniority crown on the opposing team?
NSUB - Maricel
Comms - Raymark
How many stars are on the Philippine flag?
3
Ox
Oxen
It summarizes key policy information such as the insured, property, coverage limits, deductibles, and policy period.
declarations page
The mortgagee owns the homeowner's insurance policy simply because they are listed on it.
False.
Who is the youngest member of the opposing team?
NSUB - Louie
Comms - Jenard
Which Philippine island is famous for Boracay?
Panay Island
Moose
Moose
A homeowner's house is damaged by water from a burst pipe. Is that automatically considered “flood damage”?
No
A party with a financial or other recognized interest in the insured property, such as a mortgage lender, who may receive certain policy notices or rights as specified.
additional interest
A higher deductible generally means the homeowner will pay less out of pocket when a covered claim occurs.
False
What is the capital city of the Philippines in 1565?
Cebu
Stimulus
Stimuli
claims where the insured is legally responsible for bodily injury or property damage to others, subject to policy terms and limits.
liability coverage
What type of inspection focuses on features designed to reduce damage from hurricanes and high winds?
Wind Mitigation Inspection
What has hands but cannot clap? The capital of Russia
A clock
How many rays does the sun on the Philippine flag have?
8
Cactus
Cacti
A detached garage is damaged by a covered loss. Which coverage would generally apply?
Coverage B,
Every deductible on a Florida homeowners policy is the same regardless of the cause of loss.
False
How many animals did Moses bring onto the ark?
None
What is the national fruit commonly associated with the Philippines?
Mango
Forum
Fora