Research Article
What method did the study use to collect data?
Online survey
How long is the grace period for student loans?
What is the real world also known as?
the adult world
What is considered an "excellent" credit score?
800
What percentage of living expenses are paid for using credit cards?
1/3 or 33%
What is the current outstanding student debt?
1.48 trillion
What are two necessary financial skills?
Saving and Borrowing
What factors in payment history, credit utilization, credit age, credit mix, and credit inquiries?
Credit Report Algorithm
Name two countries that the study was conducted in
France, Spain, Czech Republic, Estonia, Turkey
Repayment option where monthly payments start low and increase every two years
Graduated
Being high in financial literacy also means you are most likely high in?
Financial Responsibility
What are the three main credit bureaus?
Transunion, Equifax, and Experian