Placing Business
This is the main company we place people with no-prior or a lapse in Auto Insurance with.
What is Progressive?
Auto Coverage for theft, fire, vandalism, or hitting a deer
What is Comprehensive coverage?
Our three Auto-Owners Underwriters
Who are Heidi, Mandy, and Scott?
What is documentation?
Boat coverage that will help you if you motor stops in the middle of the lake.
What is towing coverage?
This company prefers to write business in bundles, calling them "Platinum."
What is Citizens?
An optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value
What is gap or loan/lease gap coverage.
The minimum amount of a scheduled item that Auto-Owners will ask for an appraisal for.
What is 15k?
This endorsement will lower or eliminate a deductible for a damaged window or windshield
What is full glass?
Boat coverage that will cover cell phones, fishing gear, and other things you take with you on a boat
What is personal effects?
This company has a great inland marine program, used for builders risk as a building is being built
What is Liberty Mutual
Auto coverage that has the same deductible as comp, unless a lower deductible or no deductible is chosen
What is glass coverage?
What is Storage?
This endorsement will cover unoccupied land that a homeowner owns, usually for no additional charge.
What is extended liability?
This boat coverage protects a passenger is they are injured on your boat
What is medical payments coverage?
This company will write a house that is being built and when it is completed, it will roll over into a homeowners policy
What is Auto-Owners
Coverage that protects you if you hit a car that has PLPD or regular collision
What is Mini-tort coverage?
Our Auto-Owners representative
Who is Karen Tabor?
Changing a garaging address when a client moves, can result in this.
What is a rate change?
A coverage that would cover you if you ran your boat into a million dollar boat and did massive damage
What is Liability coverage?
This company will take all homeowners policies that have been rejected from all other companies
What is Michigan Basic?
This vehicle usually used on vacation will have the same coverages as a car on a personal policy.
What is a rental car?
This coverage with Auto-Owners allows a customer to choose a cheaper rental car - to stretch out the time they have for a rental car.
What is rental coverage/additional expense?
This endorsement will repair a customers car with original manufacturer parts
What is OEM coverage?
Boat coverage that will pay for oil cleanup and wreckage removal if your boat sinks.
What is liability?