Mortgage Statements
HOI
Credit Report
1003
Title
Appraisal
100
Will this mortgage insurance get added to BlueSage?
What is No
100
The minimum general liability coverage required to be present on the master insurance policy.
What is $1,000,000
100
Credit report expiration age.
What is 60 days.
100
When analyzing employment history, what does not count towards the total employment time?
What is emplloyment gaps.
100
The only eligible ownership interest type allowable per Spring EQ guidelines.
What is Fee Simple.
100
What is my AVM FSD score?
What is .17
200
What is the total Principal and Interest?
What is $572.44
200
Unabbreviated version of NFIP.
What is National Flood Insurance Program
200
What is the monthly student loan payment?
What is $213.91/mo
200
E-consent gets completed within how many business days of the loan application?
What is 3 business days
200
What type of title report is this?
What is Full Title
200
Assuming As-is, can this transferred appraisal be used?
What is Yes
300
If the Spring EQ application date is today, and the first lien matures 2/3/2030, would this loan qualify?
What is No. 1st lien matures within the next 5 years
300
Would we need to request an H0-6 policy?
What is No. Walls in is covered within the master policy.
300
How many months must pass after a mortgage modification is complete?
What is 48 months
300
The unabbreviated version of HMDA.
What is Home Mortgage Disclosure Act
300
An insurance policy that protects property owners and lenders from financial loss due to defects in title that existed prior to policy issuance, but were not discovered during the search.
What is Title Insurance.
300
When multiple appraisals have been ordered, which one gets used to qualify?
What is the most recent appraisal ordered.
400
Would the mortgage insurance get added to BlueSage?
What is Yes
400
What is the total dwelling coverage?
What is $589,916.25
400
Would this primary property loan qualify?
What is No. 1x30 in the last 6mo
400
Would this property qualify?
What is No.
400
Which of these liens will need to be paid at/or prior to closing?
What is Secretary of Housing and Urban Development and Figure Lending
400
A transferred appraisal is one that gets ordered by who?
What is another outside lender
500
Would this mortgage statement qualify if our application date is 2/15/2026?
What is No. (mtg statement expired on 2/14/2026)
500
Would we need to request the HOI Dec Page?
What is no
500
Was this loan (probably) modified?
What is probably no.
500
What is missing?
What is 24mo employment history.
500
If I'm applying for a $450,000 loan that will be in second lien position. What kind of title would I have?
What is Limited Title Report
500
Is this property eligible?
What is no. Currently listed within 120 days.