Holiday luncheon

Auto Coverage

100

How much is the death benefit under PIP in Florida?

$5000

200

Santa carries 25k in property damage, Collision and Comprehensive coverage with a 2000 deductible on his new 2023 Tesla sleigh. He hits a Reindeer,while driving down the road, and he totals his new sleigh, valued at $50,000. Which coverage covers this and how much does it pay?

Comprehensive pays 48,000

300

Frosty has non stacked Um coverage in Florida in the amount 25/50k. He is a passenger in Rudolphs vehicle when they get in an accident and Frosty suffers a fractured rib. How much doe the UM pay?

nothing because its non stacked

400

Which auto discount can be applied for age 55 and older?

Defensive Driver

500

Jack Frost is on his motorcycle when he gets hit by Elf. Jack has an auto and motorcycle policy, he has PIP, um stacked 100/300. He owns 2 vehicles and the motorcycle. Jack has to have major surgery due to his injuries, and his medical bills total over 500,000. Elf has 10/20 Bodily injury liabilty. The accident happened in Florida. How much will he receive total from both insurance carriers?

100x3= $300k, plus 10,000 from Elfs BI.

Christmas

100

Finish the lyric:

Its beginning to look alot like christmas, toys in every store. But the prettiest sight to see is the holly that will be...

on your own front door. 

200

Finish the lyric:

Bells are ringin, children singin, all is merry and bright. Hang your stockings and say your prayers....

cause santa clause comes tonight

300

What was Kevins wish on Home alone?

For his family to disappear

400

What was Buddy’s job at the North Pole?

Toy tester

500

What brings Frosty the Snowman to life?

Magic Hat

Home Coverage

100

Name 3 things not covered by Home insurance

Flooding, Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered. Damage caused by smog or smoke from industrial or agricultural operations is also not covered. If something is poorly made or has a hidden defect, this is generally excluded and won't be covered. 

200

T or F 

Only Florida and Tennessee require homeowners insurance companies to offer insurance coverage for sinkhole damage. 

True

300

Scrooge has a fire at his home. The flames damage Frostys home. Which coverage pays for Frostys damages?

Liability

400

Which coverage pays for damage to a pool after a hurricane claim? 

other structures

500

Which coverage pays for you to stay in a hotel while your home is being repaired?

Loss of use

ACG

100

Which KPI has a minimum expectation of 87%

Availability

200

What is minimum expectation % for AAA drive?

30% 

300

What are the 4 steps of the Member centric sales model?

Open with confidence

Build Rapport

Educate the member

Propose the best offer and ask for sale

400

How do you overcome the objection...I need to speak with my wife?

I completely understand!  we can call her and I can explain the coverage and savings to her, and answer any question she may have.  Is she available now?

500

What is the closing line you should ask, after presenting the rate?

Would you like to put that on your visa or mastercard?