Credit
Name the three major credit bureaus
What is Equifax, Experian, and Trans Union
What mortgage loan program requires private mortgage insurance?
What is conventional financing
What is a mortgage rate that is fixed for a set time and then can adjust?
What is a ARM loan
Finish the Lyric, "Lincoln Federal Savings Bank…."
"Personal Banking Like You Remember"
An account that provides you liquid access to your funds for immediate spending.
What is a checking account.
A buyer's ability to buy more based on credit, rates, and home prices
What is Buying Power
What mortgage loan program allows a DTI up to 56.9%?
What is FHA financing
What is the core amount of money you borrowed?
What is principal
Wilderness Hills, Stone Bridge Creek, and Thompson Creek all have one thing in common.
What is Lincoln Federal Savings Bank developed and sold the land.
A savings product that requires you to 'park' funds and gain interest over a set amount of time
What is Certificate of Deposit.
What credit card utilization increases your credit score the most
What is 30%
What mortgage loan program allows 0% down payment, but requires a COE to determine exemption?
What is VA financing
What is the annual percentage rate that shows your total yearly cost, including fees and interest?
What is APR
Bringing you home. Putting you first. Customer-focused.
What is "Personal Banking Like You Remember."
An account that provides you liquid access to your funds and pays interest.
What is an Interest-Earning Checking Account.
What type of credit report is pulled for mortgage loans?
What is a tri-merged credit report
What loan program requires 0% down, but requires the property to be in an eligible area?
What is USDA financing
What is a special account where the servicer keeps money to pay for property taxes and home insurance?
What is escrow
Large, bronze, and round, this large fixture has travelled with Lincoln Federal's Corporate office for years.
What is the Penny!
Contributions to this account may be tax-deductible and are limited.
What is a Health Savings Account.
How long do late payments stay on your credit report?
What is up to 7 years
What loan amount exceeds $832,750 for a standard single- family home?
What is Jumbo financing
What is the term for a buyer taking over the remaining loan balance, the repayment schedule, and the exact interest rate of the original borrower?
What is a loan assumption
Local, community & customer-focused banking.
Lincoln Federal Savings Bank
The banking feature allows customers to round up their debit card purchases and transfer the change to their savings account.
EZ Save or 'Round up and Save'