Most Popular
Most common claim
what is wind
What is covered
what is the structure of your home, your personal belongings and liability
what are items in your home you own called.
What is Personal Property?
Is homeowners insurance required by law?
what is no if you do not have a mortgage
Most common use
what is covering the cost to repair or rebuild your home after a covered event, such as fire, hurricane, vandalism, or theft.
Pays for repairs to home and other structures post-disaster, pays for costs to bring home up to current building codes.
What is ordinance and law
Insurance that has higher limits or enhanced coverage for a specific item or category of items. Examples include jewelry, computers, and tools.
What is Floater Policy? Or inland marine
Is earthquake insurance always included covered in your homeowner's insurance policy?
what is no in Fla
Most popular brand
Statefarm
Protects you from loss/damage of water into the home that comes up.
What is sewage backup
What does homeowners insurance do
Home Insurance Policies. Homeowners insurance is designed to protect your home from your exposure to risk or something that causes loss or destruction
Is flood insurance always included covered in your homeowner's insurance policy?
what is no
Cheapest
Mercury insurance
Insure home for price you paid for it - coverage amount automatically increases every year to keep up w/ 4%
What is Inflation Guard?
What is a deductible
The amount you agree to pay out-of-pocket for damages before your insurance policy will pay
This coverage pays to repair my fence, shed, out buildings
what is Coverage B or other structures
The most popular homeowners insurance?
What is HO-3 Special form
Pays for the replacement of your property without depreciation in the event of a covered loss.
What is Personal Property Replacement Cost?
A policyholder's request for reimbursement from an insurance company under a home insurance policy for a loss to property.
what is a claim
True or False
Jewelry watches furs guns are all covered under personal property
True but only to certain limits usually $500 to max $1500