Auto Insurance
If you are driving home at night and hit a deer, and you don't have GAPS in coverage, who do you take your car to and what type of car insurance coverage kicks in.
Who is Paula Schuh and what is comprehensive coverage.
Our resident realtor can tell us this question--Who owns your home when you have a mortgage?
Who is Dean Klempke and what is the bank or mortgage company.
Our CPA is good at keeping your assets in the right columns, what type of insurance provides coverage for legal expenses in the event of a lawsuit?
Who is Kathy Bonuchi and what is underlying personal liability and a personal liability umbrella coverage
Which famous explorer reached the New World in 1492?
Who is Christopher Columbus.
Name two sports that Phyllis participated in?
What is volleyball, track, softball and basketball.
Doing this makes sure that your car insurance stays intact and the name of the roofer in our group.
What is paying your premium and Who is Joe Eagle with Como Premium Exteriors
What are three perils that our landscaper should be able to help with that are covered under home insurance.
You cannot use fire.
Who is Tyler Thoenen and what is: 1) lightning, 2)theft 3) vandalism, 4) windstorm 5) hail, 6) vehicle damage, 7) weight of ice and snow
An individual chooses a homeowners insurance policy with a $2500 deductible instead of a $500 deductible. The use of this deductible is an example of which risk management technique? a) Risk avoidance b)risk transfer c) risk retention d) risk sharing
What is risk retention
October is primarily associated with which Zodiac signs?
What is Libra and Scorpio.
Name 2 of Phyllis' favorite charities
Who are the Coyote Hill, Unchained Melodies, Second Chance, Primrose Hill, Tigers on the Prowl, Boys and Girls Club, Downtown Optimist Club
Instead of an out of pocket maximum, what do we have in the last stage of payment for car insurance?
What is a coverage limit.
Our resident guy is great at covering what is needed to help a home become safer for its occupants, but what perils are usually not covered under homeowners insurance (unless there is an endorsement available)?
Who is Bret Morrison and what is flood, earthquake, mold and sometimes backup of sewer and drain
Which of the following conditions in an apartment building is a physical hazard? a) Fire b) landlord with a bad attitude c) slippery stairway d) stained flooring
What is a slippery stairway
Which pink ribbon is associated with October?
What is Breast Cancer Awareness Month.
Name two of Phyllis' favorite sports teams
Who are the MU Tigers, KC Chiefs, The Royals and The Cardinals
Our doctor is a great adjuster not a neck cracker, but he can sure help out when one car rearends another. What type of car insurance will pay for this damage?
Who is Dr Taylor Sirois and what is liability insurance for the other party's car and collision coverage for your car.
If a bird builds a nest in your HVAC system and it catches on fire, who can you call in a panic? Will your homeowners policy help pay to repair or replace your HVAC system?
Who is Luke Lillienkamp and yes your policy will help pay minus your deductible.
Maybe our commercial specialist can help with this question: Which American insurer founded in 1912 is headquartered in Bostin but has an NYC landmark in it logo? (Company mascot is an emu)
Who is Deacon Grimes and Liberty Mutual.
What event caused the U.S. stock market to crash on October 29, 1929?
What is Black Tuesday.
Name one of the two universities that Phyllis graduated from.
What is University of Missouri, Columbia, and Central State University in Edmond Oklahoma.
Dr Money helps get your finances up to par, but what coverage helps to pay to repair or replace your car if it is stolen, vandalized, or hit by a falling tree?
Who is Greg Grimes and what is comprehensive coverage.
Our guys job is to get your name branded or make your website look great, but in the insurance business, what is the name for a person whose job is to analyze statistics, to calculate risks and price premiums accordingly.
Who is Nick Ras and an actuary.
This guy has enough computer talent to make a new product look vintage. Which A-term applies to vintage automobiles that are usually 10-25 years old, have usually been restored in some way, and qualify to be covered by classic car insurance?
Who is Mark Meighan and what is a antique car.
What is the birthstone for October?
What is opal & tourmaline.
Name of one of Phyllis' pets?
Who is Molly or Taz.