Silver Linings
Increases in Interest Rates just promoted a sale in this asset class
What are bonds?
These are 9 of these in the stock market
What are asset classes
This is my favorite color
What is dark green
Do not advise on this currency
What is crypto currency
These accounts are some of the worst to leave behind to heirs
What are tax-deductible accounts
As a single person, if you can't contribute to a Roth IRA you at least make over this amount annually
What is $153,000 a year?
This asset class is considered a key hedge against inflation
What is commodities
The economic environment of 2022 has had a massive impact on this historically stable investment portfolio blend
what is the 60/40 portfolio
Before you can move forward with any investment transaction you need this survey on file from the client
What is an Risk Tolerance Survey
What is
The Market is Cyclical
You must diversify and asset allocate
You Must Rebalance
You Must Dollar Cost Average
If you have RMD's you have an excessive amount of money in these 3 accounts
What is a traditional IRA, 401(k) and Roth 401(k)
All mutual fund trades are processed at this time
What is, end of day
These accounts are state specific
what are 529 plans
Free Points
Congrats
These two investment vehicles offer market upside return with tax favorability, without being a retirement accounmt
What is the Variable life policy and variable annuity
A bear market introduces a great opportunity to use this trategy in non-qualified accounts
What is tax-loss harvesting
There are 11 of these in the stock market
What are sectors
This will be the maximum 401(k) contribution for a 55 year old in 2023
what is $73,500 (note, $66,000 without catch up)
REG BI can be sent in one of these two ways?
By mail or the easy button in CRM
For a life insurance policy to be properly positioned for estate planning it must be placed in one of these
What is an Irrevocable Life Insurance Trust
You have to avoid running afoul of this rule when tax loss harvesting
What is the wash rule
When received, Restricted Stock Units are taxed as this
What is ordinary income?
what is strike price and expiry date
These two rules dictate funding around a variable life policy at NM
What is the 5 and 20 percent rule
This potentially powerful tax and financial planning strategy should be carefully timed, with major consideration placed on current vs future income
What is a roth conversion