This southern capital is known as "The Big Peach"
Atlanta
If you ride waves on your chest & stomach, not a board, you're one of these
a bodysurfer
Predicament you might be caught on the horns of
(7)
dilemma
The Amstel
Amsterdam
V:
You might get a charge out of this financial services company
Visa
It's home to the American Hockey League's Iowa Wild
Des Moines
A protective barrier, or someone who polishes & shines
a buffer
A steerable airship
(9)
dirigible
The Chaobai & the Yongding
Beijing
Z:
This online real estate & rental marketplace
Zillow
This capital's St. John's Church was the site of Patrick Henry's "Liberty or Death" oration
Richmond
It's always good to keep this strongbox full
coffer
Ghostly twin
(12)
doppelganger
The Vistula
Warsaw
F:
It offered the Torino & the Tempo
Ford
The capitol building in this North Dakota capital is home to the Theodore Roosevelt Rough Rider Hall of Fame
Bismarck
A young cow that hasn't had a calf
a heifer
A large monkey, or a boring tool
(5)
drill
The Yamuna (in Asia)
New Delhi
M:
This corporation that began as a small dry goods store on the corner of 14th Street & 6th Avenue
Macy's
Founded around 1610, it once served as the seat of power for the Spanish empire north of the Rio Grande
Santa Fe, New Mexico
A stratum of water-bearing rock
aquifer
It's the "better part of valor"
(10)
discretion
The Congo (either of 2 cities)
Kinshasa (or Brazzaville)
S:
Formerly the symbol for Sears, later for this telecom company
Sprint