Car Insurance
True or false....your credit score can impact your car insurance rate?
True
The term for someone who is careful with their money?
Frugal
True or false...the older your pet, the higher the premium for pet insurance?
True
What does ROI stand for?
Return on Investment
What banks charge the customer each month for providing a loan?
Interest
The term for what you first have to pay before the insurance company pays their part?
Deductible
Another name for your financial report card?
Credit score
Does your landlord's insurance cover your belongings in your apartment?
No
Name 1 investment bank
Fidelity, Charles Schwab, Morgan Stanley or Vanguard
Most people get a mortgage for either 30 years or ____ years?
15 years
Another term for your "bill"?
Premium
What you file when you need to use your insurance money?
Claim
The type of insurance one might have to help protect their loved ones if they pass away?
Life Insurance
If you wanted a product that followed the same returns as the S&P 500, you would get a what?
Index Fund
Interest and __________ are part of a mortgage payment?
Principal
What is the minimum type of car insurance that you must carry in California?
Liability
Name of website one should use, to determine the value of their car before selling it?
Kelly Blue Book
True or false....earthquake insurance is standard with your home insurance in California?
False....there is an extra fee for earthquake insurance.
The term for when someone starts to make more money (gets a raise), but also starts to spend more money?
Lifestyle Inflation
What percent do you typically have to put down to have a motgage?
20%
What kind of insurance covers things such as hail hitting your car or hitting an animal with your car?
Comprehensive
Name 1 of 2 products that you can pay for to check the history of a car, before buying a used car?
Car Fax or Auto Check
The name of the type of insurance that you would carry to cover your personal belongings inside of your apartment?
Renter's Insurance
The name for what you receive once you own your car? This is the paper that proves that you are the owner.
Title
Today's interest rates for most mortgages would fall into what rate?
A: 2%-3% B: 3%-4%
C: 5%-6% D: 6%-7%