Communication
This type of communication includes eye contact, posture, and nodding.
What is body language?
This is the practice of building relationships that may lead to opportunities in the future.
What is networking?
It takes this many seconds for someone to decide if they trust or respect you
What is 7 seconds?
How likely you are to repay borrowed money.
What is credit score?
This type of debt may help pay for education and can be considered good debt when it is affordable.
What is a student loan?
Saying “um,” “like,” and “you know” too often can make your message weaker in this area.
What is clarity?
True or false: Networking only happens at professional events and online.
What is False?
The way you act in public, online, and at school all combine to create this
What is your personal brand?
Your history of payments, addresses, balance limits, & accounts.
What is a credit report?
Missing a $25 minimum payment can hurt your score more than doing this
What is using 50% of your credit limit.
Changing your tone and behavior to talk to Mrs. Cruz
What is professionalism?
This is the short introduction that explains who you are, what you do, and why it matters.
What is an elevator pitch?
Your hairstyle, clothing, tone of voice, and social media posts are...
What are elements of personal brand?
Applying for 3 loans in a 3 months causes this kind of check
What is a hard inquiry?
This can make even a reasonable purchase much more expensive when you carry a credit card balance.
What is interest?
Saying “um,” “like,” and “you know” too often can weaken this part of communication.
What is clarity?
You meet someone at a networking event, exchange information, and then never contact them again.
What important part of networking did you skip?
What is following up?
This is one benefit of having a strong personal brand.
What are opportunities?
Equifax, Transunion, Experian
What are the 3 credit bureaus?
If you do this with your credit card: miss one due date, your score can drop 60-100 points
What is making a late payment?
A person is talking to you, but you are checking your phone, interrupting them, and thinking about what you will say next. You are missing this important communication skill.
What is active listening?
This theory says that you may only be a few connections away from almost anyone in the world.
What is Six Degrees of Separation?
This is one consequence of having a weak personal brand.
What is bad reputation?
Missed payments, maxed credit cards, & applying for a new credit card.
What are things that negatively affect your credit score?
Doing this with your credit card balance can trap your debt and cost you a lot in interest.
What is paying only the minimum payment?