This coverage pays for a temporary replacement vehicle in the event our insured’s vehicle is too damaged to drive following a loss
What is Rental Expense?
100
This discount is available to vehicles which are parked in an enclosed structure
What is garaging?
100
This must be done when a driver is added without the Driver’s License?
What is add an Alert?
100
This must be reviewed when adding a driver or vehicle
What is Additional Operators?
100
These incidents affect discount availability, but may also increase premium for 3-5 years
What is accidents and violations?
200
This coverage endorsement’s premium is 2% of their comprehensive and 5% of their collision premium
What is New Car Replacement and GAP Coverage?
200
This discount improves over time, based upon how long the client has been insured with us
What is tenure?
200
This definition tells us that an individual is considered a regular operator and must be added to the policy as an Active Driver?
What is drives an insured vehicle 1x per month on average?
200
This amount is included in the policy for Customization
What is $1,000?
200
This Policy Rating Factor will never increase premium, but can provide a discount
What is credit?
300
This type of coverage is no longer offered to new clients, rewritten policies, or newly added vehicles
What is grandfathered coverage?
300
This discount is available if every driver on the policy has a clear driving history and at least one driver has been licensed for 4+ years
What is Premier Safety?
300
This driver status indicates that a specific person will never drive the insured vehicles, and will not receive coverage in the event they are driving at the time of the loss
What is Excluded?
300
This must be verified when adding a vehicle older than the current model year
What is damage?
300
This Vehicle Rating Factor is used in Non-APM States to determine risk on an individual vehicle. The higher this number, the higher the premium
What is Symbol?
400
This coverage is sometimes referred to as “No-Fault Coverage”
What is Personal Injury Protection?
400
This type of discount is available for clients who have bundled various policies with us
What is Multi-Product?
400
This type of driving history can be surcharged for up to 5 years?
What is Major Violations?
400
These types of vehicles are not eligible for coverage with our company unless they meet specific guidelines due to their propensity for commercial use
What is One Ton Trucks/Vans?
400
These comprehensive losses could affect the policy premium in some states
What is Comprehensive- Theft and Comprehensive- Vandalism claims
500
This coverage is meant for a client who would like to insure their vehicle for a specific value, and is not available with our company
What is Stated Value?
500
This discount is available for employees of AAH and AMPF?
What is Worksite?
500
This company runs the database in which we gather information for our CLUE Reports
What is LexisNexis?
500
This information must be reviewed with the client after a dealer has added a vehicle on our client’s behalf
What is Usage/Coverage/Driver Assignment/Garaging?
500
This factor allows us to rate locations down to their specific longitude and latitude