ALL ABOUT BUSINESS
This is the annual fee for a rewards card for business
$50
True or False? A member can get 0% on balance transfers for 12 months after getting approved for both types of card.
True
What is the minimum balance needed for an ESL investment?
$5000
How many lists does ESL have for different types of IDs?
2
How long has Chris Affronti-Melnyk been at ESL?
16 years!
This type of business checking is similar to the personal free checking account.
Business Classic Checking
This type of product mirrors a mortgage and gives members a fixed payment over the life of a loan using their home as leverage.
Home Equity Loan
This firm was acquired by ESL in November 2025 and joined our wealth management team.
Alesco Advisors
True of False? A minor can open a single titled account as long as they have proper ID.
False- Under 18 requires parent/guardian as signer/owner.
Favorite ways to recognize employees include:
On the spot, Departmental Honors, ESL Honors, Kudos to you, and this quarterly recognition effort.
VIP
What is the name of the agency ESL uses to back up lending opportunities in the event a business defaults on a loan
SBA (Small Business Administration)
What is the name of our mortgage originator for Merchants?
Mike Staley
This product is a financial contract with an insurance company that trades a lump sum or series of payments for a guaranteed, regular stream of income.
Annuity
What is the dollar amount for cash going out that requires physical ID and ID scanned in the system?
$3000
This team is dedicated to promoting employee physical and mental wellness through healthy habits, while providing support to employees with nutrition, fitness, physical activity, communication, education, and general health and awareness.
Be Well @ ESL
What type of product/service would be used to pay for payroll or other short term expenses while waiting for income/payments from customers?
BLOC (Business Line of Credit)
For a used vehicle, we can go up to ______% of the invoice amount or the adjusted NADA clean trade in value.
150% (Subject to credit valuation)
This is the number of qualified leads Merchants has as a monthly goal.
Chris would like 100 but he will take 5 :)
False- both are from list 2. Need 1 list 1 item.
How many hours of voluncare can each ESL employee use annually?
8 hours
What is the name of our Business Relationship Manager?
Joel Dutton
This is the amount of credit ESL receives for any new Home Equity Loan or Line of Credit
$87,000
Todd holds a degree from which college/university?
Todd holds a bachelor’s degree in Business Administration from SUNY Brockport and a MBA from the Simon Business School at the University of Rochester
New accounts, memberships, and this require updated ID scanned in.
Member Maintenance (Statements, new debit, update phone, address, name etc).
When is the last day to take the ESL Pulse Survey?
Wednesday September 23rd.