💸 Spend It Wisely
🏦 Banking & Building Wealth
💼 Earning & Growing Money
🎯 S.M.A.R.T. Money Goals
⭐ Mr. Birden's Bonuses
100
Before spending money on entertainment, a financially responsible person usually pays for these first.


NEEDS

100

This account is designed for money you plan to keep instead of spend right away.


Savings Account

100
Jordan spends Saturday moving materials for his uncle's construction company and earns $150. This is an example of what type of income?



Active Income 

100

"I will save $25 every week."


Measurable 

100

A student owns an $800 laptop, has $500 in savings and is in debt $200. What is their Net Worth?

$1,100

200

This often causes people to spend money emotionally without planning or thinking about future consequences.

Impulse Purchase

200

Financially fit people keep money set aside for something they cannot predict. This is called an...


Emergency Fund

200
Emma owns stock in a company and receives money without going into work. This is an example of what type income?



Passive Income

200

“I’ll buy my new soccer cleats in 10 weeks.”

What letter of S.M.A.R.T. does the sentence above represent?

Time-based

200

A percent of any sale or purchase paid to the government used to fund public services

Sales Tax

300

This financial tool helps people decide where their money should go before they spend it.


Budget

300

Money kept in this type of account is usually easiest to access when paying bills or buying groceries.


Checking Account

300

A bakery sells all of its cakes in one day, earning $850 in sales. Before they learn how much profit was made, they have to buy more cake pans, butter, flour, sugar, and other goods. These are examples of what?


Expenses

300

“I’ll earn money by babysitting and walking dogs.”

What letter of S.M.A.R.T. does the sentence above represent?

Achievable

300
Money stored away for unexpected expenses.

Emergency Fund

400

Someone who practices this can enjoy what they already have instead of constantly wanting something new.


Contentment 

400

This is money your bank pays you simply for keeping your money there.

Interest

400

This is one way companies reward people who own part of their business.


Dividend

400

"The new cleats will help me perform better on the field in the final match for the Cup." 

What letter of S.M.A.R.T. does the sentence above represent?

Relevant

400

In this budgeting method, half of your income covers Needs, some goes to Wants, and the rest is Saved.


50/30/20 Rule

500

According to the 50/30/20 Rule, this category often includes things you enjoy but could live without.

WANTS

500

A student puts birthday money into a checking account. Later, they use a debit card to buy a new backpack.

Name both bank transactions, in order.

Deposit and Withdrawal

500

A family buys a house for $300,000. Ten years later, it's worth $425,000. What happened to the home's value?


Appreciation

500

“I’ll earn and save $25 every week.”

What letter of S.M.A.R.T. does the sentence above represent?

Measurable

500

To buy an item by borrowing money and paying it back slowly, over time.

Finance

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