Income & Earnings
What is the general term defined as any money you receive or earn from work, investments, or gifts?
What is income?
What term describes an essential item required for survival and safety, such as basic shelter, food, water, or necessary healthcare?
What is a need?
What is the term for borrowing money from a lender with an agreement to pay it back later, usually with an extra fee?
What is credit?
What survey tool, such as Xello Matchmaker, connects a student's personal preferences and strengths to potential job fields?
What is an interest assessment?
How many individual bones make up the adult human skeleton?
What is 206?
Marcus works at a grocery store earning an hourly wage of $12.00. How much is his paycheck before taxes if he works 10 hours this weekend?
What is $120.00?
What simple formula is used to check if a budget is balanced or positive?
What is Income minus Expenses
What extra fee or percentage charge is added to the principal amount when you borrow money or carry a balance on a credit card?
What is interest?
What term refers to broad groupings of occupations and industries that share similar knowledge and skill requirements?
What is a career cluster?
What soft, jelly-like tissue found inside the center of large bones produces millions of new red blood cells every day?
What is bone marrow?
Unlike an hourly wage, what payment arrangement provides a fixed, set amount of money per year regardless of the exact number of hours worked?
What is a salary?
What occurs when your total expenses exceed your total income, leaving you in the negative?
What is a budget deficit?
True or False: Credit card purchases represent free money provided by the bank that never has to be paid back.
What is False? (Credit must be repaid, often with interest if not paid in full).
What type of versatile abilities—such as teamwork, communication, and problem-solving—can be used across many different jobs and school subjects?
What are transferable skills?
What slippery tissue acts as a shock-absorbing cushion on the ends of bones to keep them from rubbing directly against each other?
What is cartilage?
Teenagers don't have to wait until age 18 to earn income; name two common informal ways or "side hustles" teens can earn money according to the lesson materials.
What are mowing lawns / yard work, babysitting, washing cars, or doing chores / receiving an allowance?
If Sara earns $80 from babysitting and $40 from her monthly allowance, but spends $35 on her phone bill, $25 on snacks, and $20 on a movie ticket, how much savings does she have left over?
What is $40? ($120 - $80 = $40)
If you borrow $100 from a credit card company and pay back a total of $115 at the end of the month, how much did you pay in interest fees?
What is $15? ($115 - $100 = $15)
Under Florida Youth Employment Law, students under 16 are limited to working a maximum of how many hours per week during the school year?
What is 15 hours per week?
What type of joint, found in your shoulders and hips, allows a full circular range of motion?
What is a ball-and-socket joint?
What type of income rate is typically paid at 1.5 times the standard hourly wage when an employee works beyond standard full-time hours?
What is overtime pay?
What core principle or "golden rule" of financial budgeting states that essential survival costs must always be covered before allocating money toward entertainment or non-essential items?
What is paying for Needs before Wants (or Pay Yourself First)?
What standard numerical rating range (e.g., 300 to 850) is used by lenders to evaluate a borrower's creditworthiness and determine their loan interest rate?
What is a FICO score (or credit score)?
According to goal-setting frameworks taught in career readiness, what does the acronym "SMART" stand for when creating an action plan?
What is Specific, Measurable, Achievable, Relevant, and Time-bound?
What strong bands of connective tissue wrap around joints to hold bone to bone securely in place?
What are ligaments?