Money Moves
What is a budget and why is it important?
It is a plan for how you earn, spend, and save your money
What document explains the rules and costs you agree to when renting an apartment?
A lease
What is one alternative to driving yourself to work?
Public transportation, carpooling, biking when safe (weather), or walking when practical.
Name two options for education or training after high school.
College, community college, trade school, vocational training, or an apprenticeship, work
You get your first paycheck! What is one responsible thing to do before spending it?
Check the amount, review expenses, or make a budget
Your paycheck is $450. You spend $120 on food, $80 on gas, and $100 on other expenses. How much do you have left?
$150
Name two bills someone living independently might have to pay each month.
Rent, electricity, water, internet, phone, or other utilities.
What information should you check before taking a bus to a new location?
The route, schedule, cost, stop locations, and return trip.
What is one difference between a scholarship and a student loan?
A scholarship generally does not need to be repaid; a student loan usually does.
You are scheduled to work but realize you cannot make your shift. What should you do?
Notify your supervisor as soon as possible and follow workplace procedures
You want to buy a $600 laptop but only have $200 saved. Name two ways to plan for this purchase.
Save money over time, set a savings goal, or compare less expensive options.
You have a job interview tomorrow morning. Name three things you should do to prepare.
Plan appropriate clothes, research the employer, plan transportation, prepare answers, set an alarm, etc
You miss your bus and will be late for work. What should you do first?
Contact your supervisor/boss and check for another safe way to get there safely
You are interested in a career but do not know what education it requires. Name two ways to find out.
Research job requirements, talk to a career counselor, contact a training program, or interview/shadow someone in the field
You want to apply for an apartment, but you do not understand the application. What should you do?
Ask the landlord or property manager to explain it before signing.
You earn $1,600 per month. Your expenses are $650 for rent, $200 for food, $150 for transportation, $100 for your phone, and $200 for other bills. How much is left to save or spend?
$300
Your roommate has not paid their share of the bills. What is a responsible first step?
Talk with them calmly, review the agreed expenses, and discuss a plan.
You are looking for places to live after graduation. Where could you find information on this?
Friends, family, school housing options, apartment websites, counselors, etc
You have a disability and need accommodations at college. Which office should you contact?
The disability services or accessibility services office.
Name 3 catagories that could go into your budget
Answers will vary; some could include rent, food, transportation, debt, clothing, etc
What is the difference between gross pay and net pay?
Gross pay is before deductions; net pay is what you take home.
You want to move out after graduation. What are four things you should research or plan before moving?
Housing costs, potential jobs, utility costs, food, transportation, savings, and household responsibilities, etc
You are traveling to a job interview in an unfamiliar area. Explain how you would plan the trip and what you would do if your transportation fell through.
Check the route and timing ahead of time, arrange a backup option, and notify the employer if necessary.
You are deciding between college, a trade program, and going straight to work. Name some factors you could compare before choosing.
Cost, program length, career interests, earning potential, job opportunities, and training requirements, etc
You want to be living independently one year after graduation. Name three specific steps you could take now to work toward that goal.
Research housing costs, practice budgeting, explore jobs, learn transportation routes, practice cooking, or research community resources.