The amount of days a loan must be delinquent before you must receive email approval from and RCO prior to making any adjustments
What is 90 days
100
this is screen used to search for the borrower by name or by DDA account number
What is DCTR
100
Look at this screen to see when the last invoice was due..
What is the 0163 Screen
100
Check this screen to ensure no interest/fee payments or adjustments have occurred on that day...
What is the 0111 and 0112 screens
100
If the loan is an SBA loan (obligation type 5xx) check this screen to see if it is sold...
What is 0142 screen
200
This screen can be utilized as a great resource. Whereas the 0122 and 0104 screens give a lump sum, this screen breaks the amount down by when the funds were due.
What is the Q252 Screen
200
This type of batch is used to process a draw request in AFS that is going into a G/L account
What is a "7" batch
200
If the request is to add auto debit from a non-HNB DDA, the "next due date" must be at least these amount of days after today's date...
What is 7-10 days.
200
If the request is to "waive" interest you must be sure and check to see if the loan is in this status....
What is Non-Accrual
200
These types of accounts are only quoted for the same day...
What is DDA Sweep accounts/SWAP loans
300
For this type of loan, determining what adjustments are needed is a little trickier..
What is SBA Loan
300
Verify the obligor number and name match can be done on this screen....
What is the 0101 screen
300
When you key the new interest schedule, the effective date will be..
What is The date after the last invoice due date.
300
This is the date the adjustment is keyed
What is The Effective Date
300
All payoffs are quoted using this..
What is The payoff database
400
It is important to remember that bumping principal forward is different from bumping this forward...
What is Interest
400
For request over $5,000 that are going into or out of a HNB DDA, the transaction must be validated and documented like this...
What is "DDA ok" in the comments section of the case
400
If the DDA is a Huntington DDA you do not need a transit number. The collection method will be...
What is 31
400
If the interest or fee amount to be waived has been invoiced, you will also have to key this transaction
What is the 6082
400
These are the 4 types of prepayment fees quoted in the payoff
What is Discounted cash flow, Make whole, fixed premium, Straight percentage
500
Unpaid paid principal that is bumped is moved to this....
What is Maturity
500
An SBA loan and while it is on principal recap and the principal and interest are not 90 day past due, only late charges. This screen should be used when processing these types of payments
What is the 4500 screen
500
If the loan is interest only, you can key a 1370 to update the interest billing schedule. if the loan is amortized or has fixed principal payments key this to keep the principal and billing schedules in synch..
What is 1313
500
For all waiver request you will key the waiver transaction. for interest this is
What is the 4122 transaction
500
These are accrual fees usually being charged against the unused portion of a line of credit. They work much like interest and have a per diem. Include the correct fee amount based on the payoff effective date and provide the per diem in the fee details.