You receive a call: "Hi Grandma, I'm in trouble and need you to send me money, but don't tell Mom."
What is wrong with the following message: "This offer is only available for the next 10 minutes!"
Urgency, pressure, time-limited
You should never share this over the phone unless you are 100% sure who you are talking to
Social Security Number
True or False: Your bank may call and ask you for your PIN if they flag suspicious activity
False
True or False: Scammers only target people who are not tech-savvy
False
An email says your account is locked and tells you to click a link to log in
A. Medicare scam
B. Fraud
C. Phishing
D. IRS impersonation
Phishing
Which is the biggest warning sign?
A. Overly friendly tone
B. Polite language
C. Very long explanation
D. Urgency
D. Urgency
True or False: Caller ID always shows the real number calling you
False
This action can help protect you after identity theft
Freezing credit cards
The safest way to verify a caller is:
A. Call back the number
B. Look up the official number of the company yourself
C. Use their email
D. Ask them to repeat themselves
B. Look up the official number yourself
You're told you owe taxes and must pay immediately or risk being arrested
IRS Impersonation Scam
Name at least one common characteristic of a scammer
Helpful, friendly, kind, worried
Clicking unknown links on your phone can install this without you knowing
Malware
Scammers often request payment using these hard-to-trace cards
Gift Cards
True or False: If the caller sounds official or important, it is better not to hang up and to keep them on the line while you verify
False, if something feels off, trust your instinct and hang up
Someone you met online quickly says they love you and asks for money for an emergency
Romance Scam
A classic scam setup typically involves:
introducing a problem + creating urgency + _______
True or False: It can be safe to use the same password as long as it is very strong and unique
False
Sending money through these services is risky because it's hard to trace
If you accidentally shared personal information, what should you do as soon as possible?
Contact your bank or relevant institution immediately