Issue Age
Rate
Coverage
Premium
Paid-Up
100

What is the overall broad qualifying issue age range for Accendo Final Expense Whole Life Insurance?  

What is ages 40 through 89?  

100

How much lower is the Super Preferred rate compared to the standard Preferred rate?  

What is 10% lower?  

100

What is the minimum death benefit amount across all age groups for both Level and Modified plans?  

What is $2,000?

100

Accendo offers automatic premium billing aligned with which government payment schedule?  

What is the Social Security benefit deposit schedule?  

100

Which non-forfeiture option provides a reduced death benefit based on accrued cash value without requiring future premium payments?  

What is Reduced Paid-Up Insurance?

200

How is an applicant's age determined for policy eligibility and underwriting?  

What is age as of their last birthday?  

200

What policy requirement guarantees that policy premium rates will never increase over time?

What is paying premiums on time / policy remaining in force?  

200

What is the maximum death benefit limit available for applicants aged 56–65 on a Level Plan?  

What is $40,000?

200

In the coverage calculation formula, monthly household expenses and debt payments are multiplied by what number?  

What is three (3 months)?  

200

What non-forfeiture option provides full level term coverage for a shorter duration using existing cash value?  

What is Extended Term Insurance?  

300

What is the issue age range for an applicant to qualify for the maximum $50,000 death benefit on a Level Plan?  

What is ages 40 through 55?  

300

What is the fixed annual policy fee charged on Accendo Final Expense plans?  

What is $40?  

300

What is the maximum death benefit available under the Modified Plan?  

What is $25,000?  

300

What payout percentage of earned premium is returned for non-accidental death during policy years 1 and 2 on a Modified Plan?  

What is 110% of earned premium?  

300

What period must pass without payment before non-forfeiture options are triggered?  

What is the grace period?  

400

What is the eligible issue age range for the Modified Plan?

What is ages 40 through 75?

400

What administrative fee is deducted from the payout when executing the Accelerated Death Benefit Rider?  

What is $200?

400

What percentage of the base policy face amount does the Accidental Death Benefit Rider pay out upon accidental death?

What is 100%?  

400

What automated option uses accrued cash value to cover unpaid premiums when due?  

What is the Automatic Premium Loan?  

400

What type of life insurance policy is Accendo Final Expense, allowing it to build cash value automatically over time?  

What is Individual Whole Life Insurance?  

500

What is the exact issue age range required to add the Accidental Death Benefit Rider to a Level Plan?  

What is ages 40 through 70?

500

To qualify for the Super Preferred rate, an applicant must have been issued an Accendo/Aetna Medicare Supplement policy within how many days?  

What is 180 days?  

500

What is the maximum death benefit payout cap allowed under the Accelerated Death Benefit Rider?  

What is $15,000?  

500

According to the brochure, what is the average estimated cost of a funeral used in coverage calculations?  

What is $7,360?  

500

What determines the duration of extended term coverage or the size of a reduced paid-up benefit upon policy lapse?  

What is the amount of accrued cash value in the policy?  

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