What's mine is mine
Taking Credit
I will remember you!
They Not Like Us - Banks vs Credit Unions
100

These are equally important motivations when considering what to spend your money on. 

What is wants and needs? 

100

This strategy to pay off debt starts by paying off your smallest debt first, and rolling that payment into the next largest.

What is the Snowball Effect?

100

This is a popular way for many people to make ends meet.

What is the side hustle? 

100

True or False.  A Credit Union is responsible for turning profits for their Wall Street investors.  

What is False?  Credit Unions are Not-For-Profit and are owned equally by their membership.  

200

These help to motivate people to work, earn, and save.  

What is a want? 

200

This way of purchasing items could encourage you to overspend, and, if you miss a payment, the interest rate could jump from 0% to 36%.

What is BNPL (Buy Now Pay Later)?

200
Many people make extra money because they sell this on sites like Etsy and Facebook Marketplace. 

What is selling their talent? 

200

America's Credit Union doesn't have _______ or ________ on their checking accounts.

What are fees or minimum balances?

300

Every budget contains this element.  

What is Savings?

300

When you leverage your good credit to lower your debt you are...

What is Consolidating Debt?

300

The advent of this device increased people's opportunity to earn extra money.

What is a smartphone and apps? 

300

What Bank or Credit Union consistently offers the best rate of return on deposit accounts and some of the lowest loan rates in the DFW area?

Who is America's Credit Union?

400

This type of budget may not be for you if your housing cost is high.

What is the 50/20/10 Rule?

400

Reducing one of these 3 elements can help you pay less on your debt.

What are the true costs of credit elements?  Time, Amount and Rate? 

400

These are two things I did to earn extra money.

What is driving Ubar and selling plasma? 

400

True or False.  Each of your friends and family members could be worth $75

What is True?  America's Credit Unions offers our members $75 for each friend or family member that you refer who opens an account with ACU.  Free Money!

500

This system tracks every dollar you spend.  

What is the Zero-Base Budget system? 

Regardless of the budgeting system, you must start by tracking where your money goes. 

500

Blast off!  In 2024, the average US household credit card debt was this amount...

What is over $10,000?

500

This type of income is earned off something of value you own, like real estate.

What is Passive Income? 

500

What bank or credit union should you open an account with today? 

Who is America's Credit Union? 

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