Drive my Car
A policy you can purchase to provide financial protection in the event of an auto accident.
What is Automobile Insurance?
Life Insurance that covers an insured for a set period of time.
What is Term Insurance?
The amount of money and individual or business must pay for an insurance policy.
What is a Premium?
Insurance that protects the dwelling and personal property of the policyholder and covers the homeowner's personal liability for covered injuries or damage to others.
What is a Homeowners Policy?
The amount a term life policy is worth if you cancel it.
The elective coverages on an auto policy that people often refer to as "Full Coverage".
What are Comprehensive and Collision?
To be paid upon the death of an insured person.
What is a Death Benefit?
A request by a policyholder or third party to an insurance company for compensation of losses covered by insurance.
What is a claim?
The most common type of claim against home insurance policies in NE.
What are wind and hail claims?
The payment method that usually results in the least expensive premium.
What is Annual or monthly EFT?
In an insurance claim this is the amount subtracted from an insurance settlement which the policy holder is responsible to pay themselves.
What is a deductible?
Life Insurance that will cover the insured for the duration of their life as long as the premiums are paid.
What is Whole Life Insurance?
Terminating an insurance contract before the specified end-date listed in the policy.
What is a Cancellation?
If something is valuable enough you may need one of these to cover it under your homeowners policy.
What is an appraisal?
The type of policy that will cover your laptop (and most other personal items) if they are stolen from your car.
What is your home/renters/condo insurance policy?
The optional coverage that pays for injuries in a car accident regardless of fault.
What are Medical Payments?
The person(s) who will receive the death benefit should the insured person under a life insurance contract pass away.
Who is/are the beneficiary(s)?
Having more coverage than your property or assets are worth.
What is being Overinsured?
An optional coverage that when purchased may be the only way to cover water damage resulting from water that has come back into a home from the sewer or utility line.
What is Water backup of sewers or drains coverage?
A policy that can add an additional layer of liability coverage beyond the individual/aggregate liability limit on your home or auto policy and in some cases can extend this coverage to your uninsured/under-insured liability as well?
What is a Personal Umbrella or Excess Liability Policy?
-- Daily Double --
Allstate comically refers to this actor as "Safe Drivers Save 40%".
Who is Dennis Haysbert?
A portion of the insurance company's profits that are paid to policy holders on a whole life policy.
What is a Dividend?
Any person or party besides the policyholder who is added to a policy, so that they will also be covered by that policy.
Who is an Additional Insured?
What are Percentage Deductibles?
-- Daily Double --
This famous Nationwide Spokesperson is also known for being the losing quarterback in the 1998 Orange Bowl to the Nebraska Huskers. What was the score of that famous game?
What is Nebraska 42 - Tennessee 17?