Organization
The year LCU was established
What is 1953?
Signature purchase limit on debit card
What is $1,500?
Laws requiring FIs to assist U.S. government in detecting and preventing money laundering
What is Bank Secrecy Act?
Type of loan that does not require a credit report
What is a share secured loan?
Another term used for beneficiary
What is Payable on Death?
The five counties in the field of membership for LCU
What is Hamblen, Cocke, Grainger, Jefferson, and the City of Greeneville?
Control of card
What is CardValet?
Governs funds availability and check holds
What is Reg CC?
Type of loan not eligible for a skip-a-pay
What is a Visa, HELOC, and mortage?
The day that Christmas Club accounts payout
What is November 1?
The routing number for LCU
What is 264280035?
What is GAP?
Truth in Lending
What is Regulation Z?
Frequency of which a credit card rate can change
What is quarterly?
The minimum amount of interest required for a 1099?
What is $10?
The number of board of directors that serve for LCU
What is 9?
The point to dollar ratio for earning points within uChoose rewards.
What is 1 point for every $2 spent?
Protect consumers when they use electronic fund and remittance transfers
What is Regulation E?
Percentage of Visa balance that determines payment amount
What is 3.5%?
The form used to dispute ACH transactions
What is a Written Statement of Unauthorized Debit?
The month and date that LCU was established
What is June 12?
The five life events that Life Plus will pay 3 consecutive payments or the loan in full
What is hospitalization, family medical leave, terminal illness, accidental dismemberment, and death?
Helps consumers comparison-shop for deposit accounts
What is Regulation DD?
What is character?
This type of IRA transaction is from one financial institution to another financial institution
What is a transfer?